1123 N Wayne St, Gary, IN 46403 Property Records

Lake County property record for 1123 N Wayne St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,614 sqft · built 1935
Lot Size0.185 acres (8,102 sqft)
OwnerIndividual Name on Record
Tax Bill$7,268 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-45-0247-0033

Property Details

APN / Parcel Number

Primary APN001-25-45-0247-0033
Alternative APNs
  • 45-05-33-229-046.000-004
  • 450533229018000004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,614 sqft Living Area
Basement Area2,829 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions108 ft deep x 75 ft wide
Garage TypeAttached
Garage Area198 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number001-25-45-0247-0033
Old Parcel Number450533229018000004
Street Address1123 N WAYNE ST
CityGARY
StateIN
Zip46403-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SHORE ADD E. CHI. BL.7 LOTS 32,33&34
Legal SubdivisionLAKE SHORE ADD
Legal Block7
Legal Lot Number32-34 33
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1003
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1123 N WAYNE ST, GARY, IN 46403-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Sep 15, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PEOPLES BANK SB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2017
Deed SaleSep 15, 2017
Prior SaleSep 6, 2016
Deed Document Number2017 062871
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1123 N WAYNE ST, GARY, IN 46403-1633
Transaction TypeMortgage
Record UpdatedAug 8, 2022
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008079
DateMay 12, 2021
Instrument2021-508079
Lender
NamePEOPLES BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 30, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 15, 2017
Property Address1123 N WAYNE ST, GARY, IN 46403-1633
Document Number0000062871
Map ReferenceMB2 PG17
Instrument DateSep 8, 2017
Instrument2017 062871
Transaction TypeTransfer
Record UpdatedAug 8, 2022
Title CompanyCOMMUNITY TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 N WAYNE ST, GARY, IN 46403-1633

Mortgage

Document Number0000062872
DateSep 15, 2017
Instrument2017 062872
Lender
NamePEOPLES BANK SB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$725,600 (+22.86%) Land $177,000 Building $548,600$725,600 (+22.86%) Land $177,000 Building $548,600
2024$7,268.00 (+9.76%)
2023$590,600 (+18.52%) Land $207,000 Building $383,600$590,600 (+18.52%) Land $207,000 Building $383,600
2022$6,622.00 Homeowner's exemption$498,300 Land $85,100 Building $413,200$498,300 Land $85,100 Building $413,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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