1123 Morgan Cir E, Orange Park, FL 32073 Property Records

Clay County property record for 1123 Morgan Cir E, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1977
Lot Size	0.348 acres (15,158 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Jul 2017)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019299-047-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019299-047-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	2,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,158 sqft (0.348 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	488 sqft

Exterior Amenities

Pool Area	608 sqft
Porch	Finished/Open Porch
Porch Area	104 sqft
Patio Area	864 sqft
Storage Building	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1123 MORGAN CIR E
City	ORANGE PARK
State	FL
Zip	32073-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 10 BLK 3 CROSS CREEK AS REC OR 460 PG 16;3440 PG 1899 & 3997 PG 1974
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	CROSS CREEK
Legal Block	3
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1013
Census Tract	30600

Owner

1123 Morgan Cir E is owned and occupied by an individual who bought it in July 2017.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1123 MORGAN CIR E, ORANGE PARK, FL 32073-3962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 8, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Aug 20, 2012
Deed Document Number	201738779
Deed Book / Page	3997 / 1974
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0039971974
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1123 MORGAN CIR E, ORANGE PARK, FL 32073-3962
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044931639
Date	Aug 11, 2021
Book Page	4493/1639
Instrument	2021049430

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1123 MORGAN CIR E, ORANGE PARK, FL 32073-3962
Document Number	0042942074
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 MORGAN CIR E ORANGE PARK FL 320733962, ORANGE PARK, FL 32073-3962

Mortgage

Document Number	0042942074
Date	Apr 2, 2020
Book Page	004294/002074
Instrument	17224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1123 MORGAN CIR E, ORANGE PARK, FL 32073-3962
Document Number	0041230950
Instrument Date	Sep 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 MORGAN CIR E ORANGE PARK FL 320733962, ORANGE PARK, FL 32073-3962

Mortgage

Document Number	0041230950
Date	Sep 13, 2018
Book Page	004123/000950
Instrument	48451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2033

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jul 31, 2017
Property Address	1123 MORGAN CIR E, ORANGE PARK, FL 32073-3962
Document Number	0039971974
Book / Page	003997 / 001974
Instrument Date	Jul 20, 2017
Instrument	38779
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 MORGAN CIR E ORANGE PARK FL 320733962, ORANGE PARK, FL 32073-3962

Mortgage

Document Number	39971976
Date	Jul 31, 2017
Book Page	003997/001976
Instrument	38780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1123 Morgan Cir E was $2,494 with exemptions applied, up 6.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+6.26%) Homeowner's exemption Veteran's exemption	$184,294	$309,280 Land $35,000 Building $274,280
2024	$2,347.00 (-1.18%)
2023	$2,375.00 (+3.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$173,885 (+3%)	$294,630 (+25.02%) Land $35,000 Building $259,630
2022	$2,287.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$168,821	$235,660 Land $26,000 Building $209,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 Morgan Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1123 Morgan Cir E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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