St. Louis County property record for 1123 Mackinac Dr, Saint Louis, MO 63146
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,646 sqft · built 1961 |
| Lot Size | 0.448 acres (19,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Mar 2018) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16O-31-0331 |
| Primary APN | 16O-31-0331 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,266 sqft |
| 1st Floor Area | 1,646 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,528 sqft (0.448 acres) |
| Lot Dimensions | 179 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 391 sqft |
| Patio Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1123 MACKINAC DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63146-5121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORCHARD LAKES PLAT 3 LOT 168 |
| Legal Subdivision | ORCHARD LAKES PLAT 3 |
| Legal Lot Number | 168 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 215102 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 2, 2018 | Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR |
| Feb 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2011 · Amount on Record |
| Deed Document Number | 2018449 |
| Deed Book / Page | 22922 / 2736 |
| Prior Transfer Date | Feb 25, 2010 |
| Prior Transfer Doc | 0188293046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Document Number | 0245980446 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 24598/446 |
| Instrument | 2021011900957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Document Number | 0240745261 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1123 MACKINAC DR ST LOUIS MO 631465121, ST LOUIS, MO 63146-5121 |
| Document Number | 0240745261 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 024074/005261 |
| Instrument | 713 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 2, 2018 |
| Property Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Document Number | 0229222736 |
| Book / Page | 022922 / 002736 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 449 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1123 MACKINAC DR ST LOUIS MO 631465121, ST LOUIS, MO 63146-5121 |
| Document Number | 229222739 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 022922/002739 |
| Instrument | 450 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 6, 2017 |
| Property Address | 1123 MACKINAC DR, SAINT LOUIS, MO 63146-5121 |
| Document Number | 0223871046 |
| Book / Page | 022387 / 001046 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 998 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1123 MACKINAC DR ST LOUIS MO 631465121, ST LOUIS, MO 63146-5121 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,970 (-) Land $36,900 Building $26,070 | $331,400 (-) Land $194,200 Building $137,200 | |
| 2025 | $3,905.00 (+2.36%) | $62,970 (+8.03%) Land $36,900 Building $26,070 | $331,400 (+8.02%) Land $194,200 Building $137,200 |
| 2024 | $3,815.00 (+1.3%) | ||
| 2023 | $3,766.00 (+2.62%) | $58,290 (+11.69%) Land $20,480 Building $37,810 | $306,800 (+11.69%) Land $107,800 Building $199,000 |
| 2022 | $3,670.00 | $52,190 Land $28,690 Building $23,500 | |
| 2021 | $274,700 Land $151,000 Building $123,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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