1123 Legatto Loop, Dundee, FL 33838 Property Records

Polk County property record for 1123 Legatto Loop, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2018
Lot Size	0.173 acres (7,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2023)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835825-000770`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835825-000770`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,545 sqft (0.173 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	186 sqft

Location & Zoning

Street Address	1123 LEGATTO LOOP
City	DUNDEE
State	FL
Zip	33838-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARIA VISTA PB 141 PGS 23-25 LOT 77
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	MARIA VISTA
Legal Tract	835825
Legal Block	1
Legal Lot Number	77
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1046
Census Tract	14121

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 23, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
Oct 23, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	2023179624
Deed Book / Page	12785 / 1412
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 2, 2023
Property Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047
Document Number	0000179624
Book / Page	12785 / 1412
Map Reference	MB 141 PG 23-25
Instrument Date	Jul 28, 2023
Instrument	2023179624
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8915 HAMMOCK LOOP, POLK CITY, FL 33868-9498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047

Mortgage

Document Number	0000179625
Date	Aug 2, 2023
Book Page	12785/1414
Instrument	2023179625

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047
Document Number	0113261975
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 LEGATTO LOOP DUNDEE FL 338384047, DUNDEE, FL 33838-4047

Mortgage

Document Number	0113261975
Date	Aug 7, 2020
Book Page	011326/001975
Instrument	159701

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2018
Property Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047
Document Number	0104940682
Book / Page	010494 / 000682
Instrument Date	May 21, 2018
Instrument	110418
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,294.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 LEGATTO LOOP DUNDEE FL 338384047, DUNDEE, FL 33838-4047

Mortgage

Document Number	104940684
Date	May 23, 2018
Book Page	010494/000684
Instrument	110419

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	1123 LEGATTO LOOP, DUNDEE, FL 33838-4047
Document Number	0103000623
Book / Page	010300 / 000623
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,683.00 (+31.72%)	$228,010 (+30.23%) Land $38,000 Building $190,010	$228,010 (-9.54%) Land $38,000 Building $190,010
2023	$2,796.00 (+3.1%) Homeowner's exemption	$175,087 (+3%)	$252,065 (+11.92%) Land $37,000 Building $215,065
2022	$2,712.00 Homeowner's exemption	$169,987	$225,216 Land $31,000 Building $194,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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