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1123 Echo Ct S, Towson, MD 21286 Property Records

Baltimore County property record for 1123 Echo Ct S, Towson, MD 21286

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,068 sqft · built 1959
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Dec 2016)
Tax Bill$7,091 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jan 2018 Mortgage
APN09-0902657060

Property Details

APN / Parcel Number

Primary APN09-0902657060
Alternative APNs
  • 90902657060
  • 0902657060

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,068 sqft Living Area
Gross Area4,597 sqft
1st Floor Area2,325 sqft
Basement Area1,743 sqft
Finished Basement1,743 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialStone
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Lot Dimensions178 ft deep x 54.2 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area238 sqft
Deck Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number0902657060
Street Address1123 ECHO CT S
CityTOWSON
StateMD
Zip21286-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUL DE SAC HAMPTON VILLAGE
Legal SubdivisionHAMPTON VILLAGE
Legal Block3
Legal Lot Number62
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3011
Census Tract490100

Owner

Source: Baltimore County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1123 ECHO CT S, TOWSON, MD 21286-1403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Jan 19, 2018Deed of Trust, Mortgage · Conventional with PMI
STATE EMP CU/MD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2016 · Amount on Record
Deed SaleDec 28, 2016 · Amount on Record
Prior SaleSep 27, 1979 · Amount on Record
Deed Book / Page38438 / 166
Prior Transfer DateNov 30, 2016
Prior Transfer Doc0384380166
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1123 ECHO CT S, TOWSON, MD 21286-1403
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0433690252
DateSep 23, 2020
Book Page43369/252
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1123 ECHO CT S, TOWSON, MD 21286-1403
Document Number0398930339
Book / Page039893 / 000339
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyAMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 ECHO CT S TOWSON MD 212861403, TOWSON, MD 21286-1403

Mortgage

Document Number0398930339
DateJan 30, 2018
Book Page039893/000339
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617,500 (+12.31%) Land $182,000 Building $435,500$617,500 (-) Land $182,000 Building $435,500
2024$7,091.00 (+107.52%)
2023$3,417.00 Homeowner's exemption$549,833$617,500 Land $182,000 Building $435,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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