1123 E Ermina Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1123 E Ermina Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,038 sqft · built 1906
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on Record
Last Sale$313 (Nov 2025)
Tax Bill$2,917 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN35084.1320

Property Details

APN / Parcel Number

Primary APN35084.1320

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,038 sqft Living Area
Gross Area1,438 sqft
1st Floor Area1,038 sqft
Basement Area400 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area84 sqft
Deck Area84 sqft
Patio Area166 sqft
Canopy250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1123 E ERMINA AVE
CitySPOKANE
StateWA
Zip99207-2543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionHEATHS 5TH L20 B13
Legal SubdivisionHEATHS ADD 05
Legal Block13
Legal Lot Number20
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1035
Census Tract2502

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Nov 13, 2025Intrafamily Transfer, Transfer · FHA Mortgage
SPOKANE TEACHER CU
Nov 13, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 30, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 4, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleNov 30, 2023 · Amount on Record
Deed Document Number20257453032
Prior Transfer DateNov 7, 2025
Prior Transfer Doc0007453031
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyUNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007179846
DateFeb 11, 2022
Instrument7179846
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateNov 13, 2025
Property Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
Document Number0007453032
Map ReferenceVOL B PG 40
Instrument DateNov 7, 2025
Instrument7453032
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543

Mortgage

Document Number0007453033
DateNov 13, 2025
Instrument7453033
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateNov 13, 2025
Property Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
Document Number0007453031
Map ReferenceVOL B PG 40
Instrument DateNov 7, 2025
Instrument7453031
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 30, 2023
Property Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
Document Number0007321543
Map ReferenceVOL B PG 40
Instrument DateNov 27, 2023
Instrument7321543
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,965.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543

Mortgage

Document Number0007321544
DateNov 30, 2023
Instrument7321544
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Change Frequency10 Years

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMar 4, 2020
Property Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543
Document Number0006898134
Map ReferenceVOL B PG 40
Instrument DateMar 3, 2020
Instrument6898134
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyVISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,677.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 E ERMINA AVE, SPOKANE, WA 99207-2543

Mortgage

Document Number0006898135
DateMar 4, 2020
Instrument6898135
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,917.00 (+1.21%)$282,300 (+9.46%) Land $80,000 Building $202,300$282,300 (+9.46%) Land $80,000 Building $202,300
2025$2,882.00 (+15.14%)$257,900 (-) Land $65,000 Building $192,900$257,900 (-) Land $65,000 Building $192,900
2024$2,503.00 (-0.91%)$257,900 (+35.17%) Land $65,000 Building $192,900$257,900 (+35.17%) Land $65,000 Building $192,900
2023$2,526.00 (+12.97%)$190,800 Land $45,000 Building $145,800$190,800 Land $45,000 Building $145,800
2022$2,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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