1123 E Caroline Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 1123 E Caroline Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,047 sqft · built 1956
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2015)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1047-161-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-161-07-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
Gross Area	1,467 sqft
1st Floor Area	1,047 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1123 E CAROLINE CT
City	ONTARIO
State	CA
Zip	91764-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5265 LOT 64
Legal Subdivision	TRACT NO 5265
Legal Tract	5265
Legal Block	2
Legal Lot Number	64
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2004
Census Tract	1305

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1123 E CAROLINE CT, ONTARIO, CA 91764-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	Oct 6, 1999 · Amount on Record
Deed Document Number	2015210610
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1123 E CAROLINE CT, ONTARIO, CA 91764-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 E CAROLINE CT, ONTARIO, CA 91764-1013

Mortgage

Document Number	0000390938
Date	Oct 13, 2020
Instrument	2020-0390938

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1123 E CAROLINE CT, ONTARIO, CA 91764-1013
Document Number	0000108396
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 E CAROLINE CT ONTARIO CA 917641013, ONTARIO, CA 91764-1013

Mortgage

Document Number	0000108396
Date	Apr 9, 2019
Instrument	108396

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1123 E CAROLINE CT, ONTARIO, CA 91764-1013
Document Number	0000042321
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 E CAROLINE CT ONTARIO CA 917641013, ONTARIO, CA 91764-1013

Mortgage

Document Number	0000042321
Date	Jan 31, 2017
Instrument	42321

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,801 (+2%) Land $145,880 Building $270,921
2025	$4,496.00 (+5.27%)	$408,629 (+4.04%) Land $143,020 Building $265,609
2023	$4,271.00 (+1.35%)	$392,762 Land $137,467 Building $255,295
2022	$4,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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