Davis County property record for 1123 E 1300 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,027 sqft · built 1978 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,850 (2025) |
| Deeds & Mortgages | May 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-014-0010 |
| Primary APN | 10-014-0010 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 702 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1123 E 1300 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | ALL OF LOT 10, NALDER HEIGHTS SUB. CONT. 0.22 ACRES |
| Legal Subdivision | NALDER HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 125908 |
1123 E 1300 N, a single family home, is owned by two individuals.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1123 NALDER ST, LAYTON, UT 84040-2981 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1123 E 1300 N, LAYTON, UT 84040-5104 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH |
| Name | Verified Name |
|---|---|
| Address | 1123 NALDER ST, LAYTON, UT 84040-2981 |
| Document Number | 008744/656 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 8744/656 |
| Instrument | 3616202 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1003 Months |
| Due | Dec 2, 2108 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
The 2025 property tax bill for 1123 E 1300 N was $2,850, up 4.2% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,850 (-3.13%) Land $137,322 Building $152,528 | $527,000 (-3.13%) Land $249,677 Building $277,323 | |
| 2025 | $2,850.00 (+4.2%) | $299,200 Land $121,001 Building $178,199 | $544,000 Land $220,001 Building $323,999 |
| 2024 | $2,735.00 (+1.98%) | ||
| 2023 | $2,682.00 (-5.06%) | $275,000 Land $108,583 Building $166,416 | $500,000 Land $197,425 Building $302,575 |
| 2022 | $2,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1123 E 1300 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1123 E 1300 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Rise Broadband, Utah Broadband.
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