Stearns County property record for 1123 4th Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,328 sqft · built 1898 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Sep 2026) |
| Tax Bill | $630 (2026) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52264-0031 |
| Primary APN | 82-52264-0031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Other |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Width | 137 ft Width |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 1123 4TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 001 BLK 001 TRACE AND KOLBY 2ND ADDITION SECTION 13 TOWNSHIP 124 RANGE 28 SECTION 13 TOWNSHIP 124 RANGE 28 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 13 |
| Legal Subdivision | TRACE AND KOLBY 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 304 |
Source: Stearns County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1123 4TH AVE S, SAINT CLOUD, MN 56301-5536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Deed Document Number | 20261721267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 21, 2026 |
| Property Address | 1123 4TH AVE S, SAINT CLOUD, MN 56301-5536 |
| Document Number | 0001721267 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20261721267 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $30,663.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1123 4TH AVE S, SAINT CLOUD, MN 56301-5536 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630.00 (+9.76%) | $42,000 (-) Land $35,000 Building $7,000 | $42,000 (-) Land $35,000 Building $7,000 |
| 2025 | $42,000 (-) Land $35,000 Building $7,000 | $42,000 (-) Land $35,000 Building $7,000 | |
| 2023 | $574.00 | $42,000 Land $35,000 Building $7,000 | $42,000 Land $35,000 Building $7,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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