1123 3rd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1123 3rd Ave S, Moorhead, MN 56560 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	10,824 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$203,000 (2018)
Tax Bill	$3,636.00 (2026)

Owner

Source: Clay County records · APN 58.847.1200

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1123 3RD AVE S, MOORHEAD, MN 56560-2910
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2018 · Amount on Record
Deed Sale	Aug 07, 2018 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Doc Number	2018782383
Record Refreshed	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 07, 2018
Property Address	1123 3RD AVE S, MOORHEAD, MN 56560-2910
Document Number	0000782383
Instrument Date	Aug 06, 2018
Instrument	782383
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$669.90
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 3RD AVE S, MOORHEAD, MN 56560-2910

Mortgage

Document Number	0000782385
Date	Aug 07, 2018
Instrument	782385

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,636.00 (+14.05%)
2025		$231,600 (+6.19%) Land $65,000 Building $166,600	$231,600 (+6.19%) Land $65,000 Building $166,600
2023	$3,188.00 Homeowner's exemption	$218,100 Land $60,600 Building $157,500	$218,100 Land $60,600 Building $157,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`58.847.1200`

Exterior

Lot Area	10,824 sqft (0.25 acres)

Location & Zoning

Street Address	1123 3RD AVE S
City	MOORHEAD
State	MN
Zip	56560-2910
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 005 BLOCK 013 SUBDIVISIONCD 58847 LOTS 5-6, N 50' OF 7-8 & N 50' OF E 16' OF LOT 9 BLK 13
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	13
Legal Lot Number	5
Jurisdiction	CLAY MN
Minor Civil Division	MOORHEAD
Census Blockgroup	2
Census Block	2060
Census Tract	20300