1123 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1123 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on Record
Last Sale$133,400 (Mar 2020)
Tax Bill$2,590 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85-413-0625

Property Details

APN / Parcel Number

Primary APN85-413-0625
Alternative APNs
  • 85-00413-0625
  • 42899

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Account Number42899
Street Address1123 13TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5, BLK 106
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block106
Legal Lot Number5
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2039
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1123 13TH AVE SE, SAINT CLOUD, MN 56304-1737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on Record
Deed SaleMar 16, 2020 · Amount on Record
Prior SaleJul 22, 2004 · Amount on Record
Deed Document Number2020888215
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 16, 2020
Property Address1123 13TH AVE SE, SAINT CLOUD, MN 56304-1737
Document Number0000888215
Instrument DateMar 6, 2020
Instrument888215
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1123 13TH AVE SE ST CLOUD MN 563041737, ST CLOUD, MN 56304-1737
InvestorPossibly a Property Investor

Mortgage

Document Number888216
DateMar 16, 2020
Instrument888216
Lender
NameRESULTS MORTGAGE LLC RESULTS MORTGAGE LLC
TypeBank
AddressEDINA, MN 55435
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Mortgage

Document Number888217,
DateMar 16, 2020
Instrument888217
Lender
TypeBank
AddressEDEN PRAIRIE, MN 55344
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,700 (-) Land $40,000 Building $162,700$202,700 (-) Land $40,000 Building $162,700
2025$2,590.00 (+24.4%)$202,700 (-) Land $40,000 Building $162,700$202,700 (-) Land $40,000 Building $162,700
2023$2,082.00$202,700 Land $30,000 Building $172,700
2021$202,700 Land $30,000 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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