11227 Mer Mac Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 11227 Mer Mac Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,479 sqft · built 1972
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,160 (Nov 2025)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-26.0-00-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-26.0-00-000-013.000`
Alternative APN	`2507026000000010000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	700 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2507026000000013000
Street Address	11227 MER MAC DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE LOT 4 MER-MAC HILLS SUB
Legal Range	11W
Legal Township	45N
Legal Section	26
Legal Subdivision	MER-MAC SUBDIVISION
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3017
Census Tract	70800

Owner

Source: Callaway County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11227 MER MAC DR, HOLTS SUMMIT, MO 65043-1401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 16, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	20256312
Deed Book / Page	523 / 634
Prior Transfer Date	Oct 31, 2025
Prior Transfer Doc	0000006312
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Aug 5, 2026
Property Address	11227 MER MAC DR, HOLTS SUMMIT, MO 65043-1401
Document Number	0000004669
Book / Page	529 / 198
Instrument Date	Jul 31, 2026
Instrument	20264669
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 MER MAC DR, HOLTS SUMMIT, MO 65043-1401

Mortgage

Document Number	0000004669,
Date	Aug 5, 2026
Book Page	529/198
Instrument	20264669

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Jul 16, 2026
Property Address	11227 MER MAC DR, HOLTS SUMMIT, MO 65043-1401
Document Number	0000004227
Book / Page	528 / 772
Instrument Date	Jul 11, 2026
Instrument	20264227
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 MER MAC DR, HOLTS SUMMIT, MO 65043-1401

Mortgage

Document Number	0000004227,
Date	Jul 16, 2026
Book Page	528/772
Instrument	20264227

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 (-2.42%)	$31,152 (-)	$163,960 (-)
2024	$1,941.00 (+0.05%)	$31,152 (-)	$163,960 (-)
2023	$1,940.00 (+1.52%)	$31,152 (+1.55%)	$163,960 (+1.55%)
2022	$1,911.00	$30,677 Land $1,235 Building $29,442
2021			$161,460 Land $6,500 Building $154,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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