11226 S Spaulding Ave, Chicago, IL 60655 Property Records

Cook County property record for 11226 S Spaulding Ave, Chicago, IL 60655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,043 sqft · built 1954
Lot Size0.088 acres (3,810 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jan 2000)
Tax Bill$3,529 (2023)
Deeds & MortgagesAug 2018 Loan Modification
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-205-057

Property Details

APN / Parcel Number

Primary APN24-23-205-057
Alternative APN
  • 24-23-205-057-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,043 sqft Living Area
1st Floor Area1,043 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,810 sqft (0.088 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11226 S SPAULDING AVE
CityCHICAGO
StateIL
Zip60655-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(SUBDIVISION) OF BLK3 IN BONDS SUB OF N 60ACS EX SCHO OL LOT IN NE SEC 23-37-13
Legal Range13E
Legal Township37N
Legal Section23
Legal SubdivisionBONDS SUB
Legal Block3
Legal Lot Number61
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1021
Census Tract740400

Owner

11226 S Spaulding Ave is owned and occupied by an individual who bought it in January 2000.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address11226 S SPAULDING AVE, CHICAGO, IL 60655-2710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Loan Modification, Mortgage
HSBC BK USA NA
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2000 · Amount on File
Deed SaleJan 7, 2000 · Amount on File
Deed Document Number2000167
Record UpdatedOct 29, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address11226 S SPAULDING AVE, CHICAGO, IL 60655-2710
Document Number1826355054
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11226 S SPAULDING AVE CHICAGO IL 606552710, CHICAGO, IL 60655-2710

Mortgage

Document Number1826355054
DateSep 20, 2018
Instrument26355054
Lender
NameHSBC BK USA NA
TypeBank
AddressDEPEW, NY 14043
Agreement
AmountAmount on Record
Term360 Months
DueSep 19, 2048
Interest
Rate4.25%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address11226 S SPAULDING AVE, CHICAGO, IL 60655-2710
Document Number1826457083
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11226 S SPAULDING AVE CHICAGO IL 606552710, CHICAGO, IL 60655-2710

Mortgage

Document Number1826457083
DateSep 21, 2018
Instrument26457083
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 20, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,001 (+30.01%) Land $4,763 Building $21,238$260,010 (+30.01%) Land $47,630 Building $212,380
2023$3,529.00 (+3.19%)
2022$3,420.00 (+1.76%) Homeowner's exemption$20,000 (-) Land $3,810 Building $16,190$200,000 (-) Land $38,100 Building $161,900
2021$3,361.00 Homeowner's exemption$20,000 Land $3,810 Building $16,190$200,000 Land $38,100 Building $161,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11226 S Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11226 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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