Charles County property record for 11226 Commanders Ln, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,235 sqft · built 2015 |
| Lot Size | 0.142 acres (6,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,990 (Jul 2015) |
| Tax Bill | $12,951 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-354203 |
| Primary APN | 06-354203 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,235 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 2,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,165 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 354203 |
|---|---|
| Street Address | 11226 COMMANDERS LN |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 224 PH IV THE HERITAGE AT ST CHARL |
| Legal Subdivision | HERITAGE/ST CHARLES PH IV |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 224 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on Record |
| Deed Sale | Jul 28, 2015 · Amount on Record |
| Deed Book / Page | 9017 / 360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Document Number | 0131240301 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 13124/301 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Document Number | 0116930367 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 11693/367 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11226 COMMANDERS LN, WHITE PLAINS, MD 20695-3195 |
| Document Number | 0099180091 |
| Book / Page | 009918 / 000091 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11226 COMMANDERS LN WHITE PLAINS MD 206953195, WHITE PLAINS, MD 20695-3195 |
| Document Number | 0099180091 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 009918/000091 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NJ 11753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,900 (+14.56%) | $464,000 (+9.25%) Land $126,000 Building $338,000 | |
| 2025 | $12,951.00 (+134.96%) | ||
| 2023 | $5,512.00 | $393,600 | $424,700 Land $126,000 Building $298,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures