11224 Zachary Dr, Liberty, MO 64068 Property Records

Clay County property record for 11224 Zachary Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,836 sqft · built 2009
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2009)
Tax Bill	$7,678 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-620-00-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`10-620-00-01-005.00`
Alternative APNs	`1062000010050001` `313135`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,836 sqft Living Area
Gross Area	5,755 sqft
1st Floor Area	1,940 sqft
Basement Area	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	722 sqft
Porch	Covered Wood Porch
Deck Area	400 sqft
Patio Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11224 ZACHARY DR
City	LIBERTY
State	MO
Zip	64068-8758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK 1ST PLAT LT 32
Legal Range	32W
Legal Township	52N
Legal Section	24
Legal Subdivision	LEGACY PARK 1ST
Legal Lot Number	32
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2004
Census Tract	21807

Owner

11224 Zachary Dr is owned and occupied by two individuals who bought it in June 2009.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11224 ZACHARY DR, LIBERTY, MO 64068-8758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage KCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Prior Sale	Dec 30, 2008
Deed Document Number	200923463
Deed Book / Page	6221 / 171
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	11224 ZACHARY DR, LIBERTY, MO 64068-8758
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11224 ZACHARY DR, LIBERTY, MO 64068-8758

Mortgage

Document Number	0000000416
Date	Jan 6, 2023
Book Page	9502/62
Instrument	2023000416

Lender

Name	HAWTHORN BANK
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	11224 ZACHARY DR, LIBERTY, MO 64068-8758
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016580
Date	Jun 24, 2019
Book Page	8438/078
Instrument	2019016580

Lender

Name	KCB BANK
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11224 Zachary Dr was $7,678.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,678.00	$104,650	$550,789
2023	$7,573.00	$95,630	$503,315
2019	$7,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11224 Zachary Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11224 Zachary Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zachary Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures