11224 Lorena Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 11224 Lorena Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,830 sqft · built 1989
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on File
Last Sale	$247,500 (Jun 1990)
Tax Bill	$7,164 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`497-172-03-00`

Property Details

APN / Parcel Number

Primary APN	`497-172-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,830 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11224 LORENA LN
City	EL CAJON
State	CA
Zip	92020-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 17 TR 003287
Legal Subdivision	SHADOW HILLS
Legal Tract	003287
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	15403

Owner

11224 Lorena Ln is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	11224 LORENA LN, EL CAJON, CA 92020-8139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Feb 9, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 1990 · Amount on File
Deed Sale	Jun 27, 1990 · Amount on File
Prior Sale	Oct 16, 1987 · Amount on File
Deed Document Number	1990347949
Last Transfer Date	Feb 4, 2021
Transfer Doc	0000101062
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11224 LORENA LN, EL CAJON, CA 92020-8139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11224 LORENA LN, EL CAJON, CA 92020-8139

Mortgage

Document Number	0000611465
Date	Oct 9, 2020
Instrument	2020-0611465

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2021
Property Address	11224 LORENA LN, EL CAJON, CA 92020-8139
Document Number	0000101060
Map Reference	MAP 3287
Instrument Date	Feb 4, 2021
Instrument	2021-0101060
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11224 LORENA LN, EL CAJON, CA 92020-8139

Mortgage

Document Number	0000101061
Date	Feb 9, 2021
Instrument	2021-0101061

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2021
Property Address	11224 LORENA LN, EL CAJON, CA 92020-8139
Document Number	0000101062
Map Reference	MAP 3287
Instrument Date	Feb 4, 2021
Instrument	2021-0101062
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11224 LORENA LN, EL CAJON, CA 92020-8139

Tax Assessment & Valuation

The 2025 property tax bill for 11224 Lorena Ln was $7,164 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,009 (+2%) Land $232,208 Building $395,801
2025	$7,164.00 Homeowner's exemption	$615,696 Land $227,655 Building $388,041
2023	$7,019.00 (+1.61%) Homeowner's exemption	$591,790 Land $218,816 Building $372,974
2022	$6,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11224 Lorena Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11224 Lorena Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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