11224 Cathy Dr, Festus, MO 63028 Property Records

Jefferson County property record for 11224 Cathy Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1989
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on File
Last Sale	$223,100 (Jun 2021)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182.009.00000042`

Property Details

APN / Parcel Number

Primary APN	`182.009.00000042`
Alternative APN	`1820090 042`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,512 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	150,282 sqft
Lot Dimensions	660 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Open Frame Porch
Porch Area	252 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11224 CATHY DR
City	FESTUS
State	MO
Zip	63028-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	RIVERS BEND 2 LOT 33
Legal Range	5E
Legal Township	40N
Legal Section	09
Legal Subdivision	RIVERS BEND 2
Legal Block	4
Legal Lot Number	33
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4032
Census Tract	700900

Owner

11224 Cathy Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11224 CATHY DR, FESTUS, MO 63028-3332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Feb 25, 2016 · Amount on File
Deed Document Number	202128207
Prior Transfer Date	Feb 18, 2016
Prior Transfer Doc	0000005132
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jun 29, 2021
Property Address	11224 CATHY DR, FESTUS, MO 63028-3332
Document Number	2021R028207
Map Reference	MB 78 PG 16
Instrument Date	Jun 22, 2021
Instrument	2021R-028207
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11224 CATHY DR, FESTUS, MO 63028-3332

Mortgage

Document Number	2021R028208
Date	Jun 29, 2021
Instrument	2021R-028208

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	11224 CATHY DR, FESTUS, MO 63028-3332
Document Number	0000002938
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11224 CATHY DR FESTUS MO 630283332, FESTUS, MO 63028-3332

Mortgage

Document Number	0000002938
Date	Jan 31, 2019
Instrument	2938

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, MO 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11224 Cathy Dr was $1,745, up 2.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,500 (-) Land $5,000 Building $24,500	$155,400 (-) Land $26,300 Building $129,100
2025	$1,745.00 (+2.89%)	$29,500 Land $5,000 Building $24,500	$155,400 (-) Land $26,300 Building $129,100
2024	$1,696.00 (+0.47%)		$155,400 (+6.73%) Land $26,300 Building $129,100
2023	$1,688.00	$27,700 Land $5,000 Building $22,700	$145,600 Land $26,300 Building $119,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11224 Cathy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11224 Cathy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cathy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures