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11224 Alton Rd, Frederick, MD 21701 Property Records

Frederick County property record for 11224 Alton Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,900 sqft · built 1979
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Mar 2006)
Tax Bill$4,409 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-297266

Property Details

APN / Parcel Number

Primary APN13-297266
Alternative APN
  • 297266

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,900 sqft Living Area
Gross Area2,188 sqft
1st Floor Area1,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area46,609 sqft
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area162 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number297266
Street Address11224 ALTON RD
CityFREDERICK
StateMD
Zip21701-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 14A, 1.079 ACRES ALTON KEMP RD NEW CHESTNUT GROVE
Legal SubdivisionNEW CHESTNUT GROVE SEC 03
Legal Lot Number14A
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3015
Census Tract751702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11224 ALTON KEMP RD, FREDERICK, MD 21701
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2006 · Amount on Record
Deed SaleMar 21, 2006 · Amount on Record
Prior SaleMay 30, 2003
Deed Document Number200662012
Deed Book / Page5923 / 501
Transfer Doc0000003702
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateAug 12, 2026
Property Address11224 ALTON RD, FREDERICK, MD 21701-3442
Document Number1800000062
Book / Page18001 / 62
Instrument DateAug 5, 2026
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address11224 ALTON RD, FREDERICK, MD 21701-3442
InvestorPossibly a Property Investor

Mortgage

Document Number1800000062,
DateAug 12, 2026
Book Page18001/62
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 20, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address11224 ALTON RD, FREDERICK, MD 21701-3442
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyPENFED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0136560007
DateApr 15, 2020
Book Page13656/7
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,600 (+24.11%)$457,000 (+21.74%) Land $200,900 Building $256,100
2025$4,409.00 (+14.88%)
2023$3,838.00 Homeowner's exemption$324,400$375,400 Land $155,700 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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