Pinellas County property record for 11224 120th Ter, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,337 sqft · built 1977 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8958-3 |
| Primary APN | C62-000-749-8958-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| Gross Area | 2,331 sqft |
| 1st Floor Area | 1,337 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 347 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R102217 |
|---|---|
| Street Address | 11224 120TH TER |
| City | LARGO |
| State | FL |
| Zip | 33778-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | RIDGE GROVE ESTATES BLK 6, LOT 4 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | RIDGE GROVE ESTATES |
| Legal Tract | 74880 |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 25311 |
11224 120th Ter is owned and occupied by two individuals who acquired it in July 2026.
Source: Pinellas County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11224 120TH TER, LARGO, FL 33778-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2026 |
| Transfer Doc | 0000191289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 11224 120TH TER, LARGO, FL 33778-2621 |
| Document Number | 0000191289 |
| Book / Page | 23630 / 2128 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026191289 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11224 120TH TER, LARGO, FL 33778-2621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1124 120TH TER, LARGO, FL 33778 |
| Document Number | 0213922113 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 21392/2113 |
| Instrument | 2021051726 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 11224 120th Ter was $1,624 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,624.00 Homeowner's exemption | $123,226 | $337,633 Land $139,664 Building $197,969 |
| 2023 | $1,507.00 (+2.59%) Homeowner's exemption | $116,265 (+3%) | $300,712 (+9.87%) Land $148,656 Building $152,056 |
| 2022 | $1,469.00 Homeowner's exemption | $112,879 | $273,691 Land $153,084 Building $120,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11224 120th Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11224 120th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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