11223 Palmillas Loop, Laredo, TX 78045 Property Records

Webb County property record for 11223 Palmillas Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,279 sqft · built 2019
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on File
Last Sale	$224,400 (Jan 2020)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`968-69003-470`

Property Details

APN / Parcel Number

Primary APN	`968-69003-470`
Alternative APN	`598818`

Interior

Stories	2 Stories
Building Area	2,279 sqft Living Area
Gross Area	2,659 sqft
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	186 sqft

Location & Zoning

Street Address	11223 PALMILLAS LOOP
City	LAREDO
State	TX
Zip	78045-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS SAN AGUSTIN, BLOCK 3, LOT 47, UNIT 6
Legal Subdivision	VILLAS SAN AGUSTIN
Legal Block	3
Legal Lot Number	47
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3006
Census Tract	1715

Owner

11223 Palmillas Loop is owned and occupied by an individual who bought it in January 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 9, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Deed Document Number	20201381410
Deed Book / Page	4720 / 360
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	004720/360
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	005613/194
Date	Mar 6, 2024
Book Page	5613/194
Instrument	1523645

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Feb 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	005500/473
Date	Jul 20, 2023
Book Page	5500/473
Instrument	1505555

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Feb 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	005216/268
Date	Feb 18, 2022
Book Page	5216/268
Instrument	1458647

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2050

January 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 9, 2020
Property Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821
Document Number	004720/360
Book / Page	4720 / 360
Map Reference	VOL 36 PG 73-75
Instrument Date	Jan 3, 2020
Instrument	1381410
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11223 PALMILLAS LOOP, LAREDO, TX 78045-2821

Mortgage

Document Number	0001381411
Date	Jan 9, 2020
Instrument	1381411

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11223 Palmillas Loop was $1,602 with a homeowner's exemption, down 14.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,963 (-0.53%) Land $49,525 Building $265,438	$314,963 (-0.53%) Land $49,525 Building $265,438
2025	$1,602.00 (-14.29%)	$316,644 Land $49,525 Building $267,119	$316,644 Land $49,525 Building $267,119
2024	$1,869.00
2023		$290,284 Land $39,951 Building $250,333	$290,284 Land $39,951 Building $250,333
2022	$1,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11223 Palmillas Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11223 Palmillas Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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