11223 Blue Cedar Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11223 Blue Cedar Ln, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1998
Lot Size	0.084 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2026)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-641-61`

Property Details

APN / Parcel Number

Primary APN	`223-641-61`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,659 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	84 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11223 BLUE CEDAR LN
City	CHARLOTTE
State	NC
Zip	28277-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L61 M29-295
Legal Subdivision	BALLANTYNE MDWS MAP 05
Legal Block	1
Legal Lot Number	61
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	5854

Owner

11223 Blue Cedar Ln is owned by an individual who bought it in August 2026.

Source: Mecklenburg County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	540 COTTONFIELD CIR, WAXHAW, NC 28173-8364
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer MAINSTAY TITLE, MAINSTAY NATIONAL TITLE
Nov 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Jan 6, 2017	Grant Deed, Transfer · Line of Credit MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Document Number	202688906
Deed Book / Page	40654 / 670
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000002139
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 18, 2026
Property Address	11223 BLUE CEDAR LN, CHARLOTTE, NC 28277-3745
Document Number	0000088906
Book / Page	40654 / 670
Instrument Date	Aug 14, 2026
Instrument	202688906
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	MAINSTAY TITLE, MAINSTAY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$83,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 COTTONFIELD CIR, WAXHAW, NC 28173-8364

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11223 BLUE CEDAR LN, CHARLOTTE, NC 28277-3745
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000225064
Date	Nov 29, 2021
Book Page	36810/683
Instrument	2021225064

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 6, 2017
Property Address	11223 BLUE CEDAR LN, CHARLOTTE, NC 28277-3745
Document Number	0000002139
Book / Page	031482 / 000229
Instrument Date	Dec 21, 2016
Instrument	2139
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Mortgage

Document Number	2140
Date	Jan 6, 2017
Book Page	031482/000232
Instrument	2140

Lender

Name	MISCELLANEOUS INS CO
Address	1 METLIFE WAY, WHIPPANY, NJ 07981-1449

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11223 Blue Cedar Ln was $3,241, up 1.9% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (+1.89%)	$399,900 Land $85,000 Building $314,900	$399,900 Land $85,000 Building $314,900
2024	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11223 Blue Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11223 Blue Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Google Fiber.

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