11220 Shane Cir, Ridgely, MD 21660 Property Records

Caroline County property record for 11220 Shane Cir, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2020
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Jul 2023)
Tax Bill	$3,668 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-031718`

Property Details

APN / Parcel Number

Primary APN	`07-031718`
Alternative APN	`031718`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	031718
Street Address	11220 SHANE CIR
City	RIDGELY
State	MD
Zip	21660-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.074 AC LOT-29 BRANFIELDS DR BRANFIELDS
Legal Subdivision	BRANFIELDS
Legal Lot Number	29
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1073
Census Tract	955201

Owner

11220 Shane Cir is owned and occupied by two individuals who bought it in July 2023.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2021	Deed, Transfer
Jul 17, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Feb 7, 2020	Deed, Transfer · Line of Credit PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Book / Page	1635 / 177
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 12, 2023
Property Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Document Number	0016350177
Book / Page	1635 / 177
Map Reference	MB 11 FO 32A
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11220 SHANE CIR, RIDGELY, MD 21660-1646

Mortgage

Document Number	0016350183
Date	Jul 12, 2023
Instrument	1635-0183

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 30, 2021
Property Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Document Number	0015250441
Book / Page	1525 / 441
Map Reference	MB FDM11 FO 32A&32B
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15485 ADMIRALTY CIR, NORTH FORT MYERS, FL 33917-8211

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 17, 2020
Property Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Document Number	0014260444
Book / Page	1426 / 444
Map Reference	MB FDM11 FO 32A&32B
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	0001426449
Date	Jul 17, 2020
Instrument	1426/449

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 7, 2020
Property Address	11220 SHANE CIR, RIDGELY, MD 21660-1646
Document Number	0014000197
Book / Page	1400 / 197
Map Reference	MB FDM11 FO 32A&32B
Instrument Date	Jan 30, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HOPE RD, CENTREVILLE, MD 21617-1907

Mortgage

Document Number	0001400202
Date	Feb 7, 2020
Instrument	1400/202

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11220 Shane Cir was $3,668, up 4.5% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,668.00 (+4.47%)	$336,533	$357,000 Land $75,300 Building $281,700
2025	$3,511.00
2023	$3,070.00 (+5.43%)	$281,167 (+5.41%)	$295,600 (-) Land $75,300 Building $220,300
2022	$2,912.00	$266,733	$295,600 Land $75,300 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11220 Shane Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11220 Shane Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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