11220 Irwin Oak Pl, Matthews, NC 28105 Property Records

Mecklenburg County property record for 11220 Irwin Oak Pl, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,021 sqft · built 2020
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2021)
Tax Bill	$4,807 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193-162-25`

Property Details

APN / Parcel Number

Primary APN	`193-162-25`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,021 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,601 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	193-162-25
Street Address	11220 IRWIN OAK PL
City	MATTHEWS
State	NC
Zip	28105-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-VS
Legal Description	L25 M67-383
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1002
Census Tract	5722

Owner

11220 Irwin Oak Pl is owned and occupied by an individual who bought it in April 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	11220 IRWIN OAK PL, MATTHEWS, NC 28105-4246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	0035997853
Deed Book / Page	35997 / 853
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 28, 2021
Property Address	11220 IRWIN OAK PL, MATTHEWS, NC 28105-4246
Document Number	0000084193
Book / Page	35997 / 853
Map Reference	MB 67 PG 383&384
Instrument Date	Apr 28, 2021
Instrument	2021084193
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 IRWIN OAK PL, MATTHEWS, NC 28105-4246

Mortgage

Document Number	0000084194
Date	Apr 28, 2021
Instrument	2021084194

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 11220 Irwin Oak Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11220 Irwin Oak Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: AT&T, Google Fiber.

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