Lake County property record for 1122 Windemere Cir, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,075 sqft · built 1996 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Dec 2023) |
| Tax Bill | $13,241 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-18-406-003 |
| Primary APN | 07-18-406-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,075 sqft Living Area |
| Gross Area | 4,838 sqft |
| 1st Floor Area | 1,680 sqft |
| 2nd Floor Area | 1,395 sqft |
| Upper Floors Area | 1,395 sqft |
| Basement Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1122 WINDEMERE CIR |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-5196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD OAKS UNIT 8; LOT 325 |
| Legal Subdivision | CONCORD OAKS UNIT 8 |
| Legal Lot Number | 325 |
| Legal Unit | 8 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 861609 |
1122 Windemere Cir is owned and occupied by two individuals who bought it in December 2023.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 WINDEMERE CIR, GURNEE, IL 60031-5196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on File |
| Deed Sale | Dec 6, 2023 · Amount on File |
| Prior Sale | Jan 3, 2001 · Amount on File |
| Deed Document Number | 20238009001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1122 WINDEMERE CIR, GURNEE, IL 60031-5196 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1122 WINDEMERE CIR, GURNEE, IL 60031-5196 |
| Document Number | 0008148237 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 8148237 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 6, 2023 |
| Property Address | 1122 WINDEMERE CIR, GURNEE, IL 60031-5196 |
| Document Number | 0008009001 |
| Map Reference | DOC 3545051 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 8009001 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1122 WINDEMERE CIR, GURNEE, IL 60031-5196 |
| Document Number | 0008009002 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 8009002 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.37% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,780 Land $22,770 Building $135,010 | $473,388 Land $68,317 Building $405,071 | |
| 2024 | $13,241.00 (+10.54%) | ||
| 2023 | $11,978.00 (+10.61%) | $139,524 (+8.25%) Land $20,136 Building $119,388 | $418,614 (+8.25%) Land $60,414 Building $358,200 |
| 2022 | $10,829.00 | $128,887 Land $20,992 Building $107,895 | $386,699 Land $62,982 Building $323,717 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1122 Windemere Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 Windemere Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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