1122 W Pratt St, Starke, FL 32091 Property Records

Bradford County property record for 1122 W Pratt St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,362 sqft · built 1955
Lot Size	0.164 acres (7,136 sqft)
Owner	Company Name on File
Last Sale	$131,000 (Jul 2024)
Tax Bill	$2,532 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03984-0-00000`

Property Details

APN / Parcel Number

Primary APN	`03984-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,362 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1961
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,136 sqft (0.164 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Porch	Finished/Open Porch
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1122 W PRATT ST
City	STARKE
State	FL
Zip	32091-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 6S 22 LOT 9 OF BLK 1 IN SARATOGA HGTS UNIT 1
Legal Range	22E
Legal Township	06S
Legal Section	29
Legal Subdivision	SARATOGA HGTS
Legal Block	1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	1
Census Block	1011
Census Tract	202

Owner

1122 W Pratt St is owned by a company that bought it in July 2024.

Source: Bradford County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	867 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9510
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 14, 2017	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Mar 14, 2017 · Amount on File
Deed Document Number	20247236
Deed Book / Page	2101 / 152
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	0004002101
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	1122 W PRATT ST, STARKE, FL 32091-3045
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W PRATT ST, STARKE, FL 32091-3045

Mortgage

Document Number	1935/542
Date	Nov 12, 2021
Book Page	1935/542
Instrument	202104010870

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD FL
Recording Date	Mar 16, 2023
Property Address	1122 W PRATT ST, STARKE, FL 32091-3045
Document Number	0004002101
Book / Page	2016 / 98
Map Reference	MB 2 PG 64
Instrument Date	Nov 4, 2021
Instrument	202304002101
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 W PRATT ST, STARKE, FL 32091-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 W PRATT ST, STARKE, FL 32091-3045

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Mar 14, 2017
Property Address	1122 W PRATT ST, STARKE, FL 32091-3045
Document Number	0004002216
Book / Page	1671 / 085
Map Reference	MB2 PG64
Instrument Date	Mar 13, 2017
Instrument	201704002216
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 N TEMPLE AVE, 205, STARKE, FL 32091-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W PRATT ST, STARKE, FL 32091-3045

Mortgage

Document Number	0001671086
Date	Mar 14, 2017
Instrument	1671/086

Lender

Name	FLORIDA CAPITAL BANK MORTGAGE
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1122 W Pratt St was $2,532, up 315.1% from the year before.

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00 (+315.08%)	$126,391 (+79.67%) Land $28,000 Building $98,391	$126,391 (+5.28%) Land $28,000 Building $98,391
2024	$610.00 (-0.65%) Homeowner's exemption	$70,345 (+3%)	$120,048 (+8.45%) Land $28,000 Building $92,048
2023	$614.00 (+0.99%) Homeowner's exemption	$68,296 (+3%)	$110,697 (+19.34%) Land $25,000 Building $85,697
2022	$608.00 Homeowner's exemption	$66,307	$92,757 Land $17,000 Building $75,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 W Pratt St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 W Pratt St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Pratt St

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