1122 W Main St, Vermillion, SD 57069 Property Records

Clay County property record for 1122 W Main St, Vermillion, SD 57069

Property Summary

Property Type	Commercial
Details	3,544 sqft · built 1945
Lot Size	0.367 acres (15,984 sqft)
Owner	Company Name on File
Tax Bill	$1,643 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15820-02900-150-00`

Property Details

APN / Parcel Number

Primary APN	`15820-02900-150-00`

Interior

Stories	1 Story
Building Area	3,544 sqft Gross Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Lot Area	15,984 sqft (0.367 acres)

Location & Zoning

Street Address	1122 W MAIN ST
City	VERMILLION
State	SD
Zip	57069-2917
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 11,12,13,14 & 15 BLK 29 VAN METERS SUNSET HILL
Legal Subdivision	SUNSET HILL ADDITION
Legal Tract	VAN
Legal Block	29
Legal Lot Number	11-15
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3037
Census Tract	965700

Owner

1122 W Main St, a commercial property, is owned by a company.

Source: Clay County records, as of April 7, 2026

Owner of Record	Company Name on File
Mailing Address	1122 W MAIN ST, VERMILLION, SD 57069-2917
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Commercial Mortgage BANK OF DIXON COUNTY-NEWCASTLE
Jan 12, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Nov 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Sep 16, 2025
Property Address	1122 W MAIN ST, VERMILLION, SD 57069-2917
Document Number	000D84/347
Book / Page	D84 / 347
Instrument Date	Sep 15, 2025
Instrument	A20251257
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 W MAIN ST, VERMILLION, SD 57069-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W MAIN ST, VERMILLION, SD 57069-2917

Mortgage

Document Number	0A20251258
Date	Sep 16, 2025
Instrument	A20251258

Lender

Name	BANK OF DIXON COUNTY-NEWCASTLE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

January 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CLAY SD
Recording Date	Jan 12, 2021
Property Address	1122 W MAIN ST, VERMILLION, SD 57069-2917
Document Number	0MIS50/456
Book / Page	MIS50 / 456
Instrument Date	Dec 28, 2020
Instrument	144467
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 S WALKER ST, VERMILLION, SD 57069-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W MAIN ST, VERMILLION, SD 57069-2917

Mortgage

Date	Jan 12, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Nov 21, 2023
Property Address	1122 W MAIN ST, VERMILLION, SD 57069-2917
Document Number	000D83/513
Book / Page	D83 / 513
Instrument Date	Dec 28, 2020
Instrument	A20230954
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 S WALKER ST, VERMILLION, SD 57069-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31370 HILLCREST PL, VERMILLION, SD 57069-6739

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$76,550 Land $25,574 Building $50,976
2024	$1,643.00 (+4.72%)
2023	$1,569.00 (+3.98%)	$57,519 Land $19,341 Building $38,178
2022	$1,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1122 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Santel.

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