1122 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1122 W Gandy St, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,118 sqft · built 1906
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Tax Bill$3,436 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND017 3117501

Property Details

APN / Parcel Number

Primary APND017 3117501
Alternative APN
  • 143563

Interior

Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
Utility Area64 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1999
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft

Location & Zoning

Account Number143563
Old Parcel NumberD017 3117501
Street Address1122 W GANDY ST
CityDENISON
StateTX
Zip75020-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS 2ND ADDN, BLOCK 49, LOT 6, ACRES .1722
Legal SubdivisionMILLERS 2ND ADDN
Legal Block49
Legal Lot Number6
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1012
Census Tract502

Owner

1122 W Gandy St is owned by two individuals who acquired it in September 2017.

Source: Grayson County records, as of October 20, 2025

Owner of Record2 Individual Names on File
Mailing Address724 WESTWOOD DR, SHERMAN, TX 75092-5669
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2017
Deed SaleSep 26, 2017
Deed Document Number2017-21831
Deed Book / Page04943 / 00406
Prior Transfer DateApr 6, 2011
Prior Transfer Doc2011-00006506
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1122 W GANDY ST, DENISON, TX 75020-3314
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanySTEWART

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020096
DateAug 4, 2020
Instrument2020-00020096
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS INC
TypeMortgage Company
AddressDALLAS, TX 75248
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,889 Land $43,125 Building $101,764$144,889 Land $43,125 Building $101,764
2024$3,436.00
2023$150,947 Land $40,875 Building $110,072$150,947 Land $40,875 Building $110,072
2022$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 W Gandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 W Gandy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, TekWav.

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