1122 W 4th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1122 W 4th St, Waterloo, IA 50702

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,048 sqft · built 1957
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,000 (Dec 2022)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-26-330-013`

Property Details

APN / Parcel Number

Primary APN	`8913-26-330-013`

Interior

Stories	1 Story
Building Area	1,048 sqft Gross Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick Veneer
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1122 W 4TH ST
City	WATERLOO
State	IA
Zip	50702-2841
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	WHITNEY AND SEDGWICKS ADDITION PART OF LOT 14 BLK 6 COM AT MOST SLY COR LOT 14 TH NE ALONG SE LINE 30.16 FT TH NWLY TO PT IN
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	6
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2028
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 COTTAGE GROVE AVE, WATERLOO, IA 50703-5126
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2022 · Amount on Record
Deed Sale	Dec 10, 2022 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	202212225
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 10, 2021
Property Address	1122 W 4TH ST, WATERLOO, IA 50702-2841
Document Number	202200012225
Instrument Date	Dec 9, 2021
Instrument	202200012225
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$93.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 W 4TH ST, WATERLOO, IA 50702-2841

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (-5.87%)	$81,690 (-) Land $10,500 Building $71,190	$81,690 (-) Land $10,500 Building $71,190
2024	$1,772.00 (+70.38%)
2023		$81,690 (+72.38%) Land $10,500 Building $71,190	$81,690 (+72.38%) Land $10,500 Building $71,190
2022	$1,040.00	$47,390 Land $8,400 Building $38,990
2021			$47,390 Land $8,400 Building $38,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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