Indian River County property record for 1122 W 13th Sq, Vero Beach, FL 32960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 2005 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $205,000 (May 2007) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-11-00036-0000-00247.0 |
| Primary APN | 33-39-11-00036-0000-00247.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 85 ft deep x 40 ft wide |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 75010 |
|---|---|
| Street Address | 1122 W 13TH SQ |
| City | VERO BEACH |
| State | FL |
| Zip | 32960-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-6 |
| Legal Description | WATERFORD LAKES SUB PHASE III LOT 247 PBI 17-60 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 11 |
| Legal Subdivision | WATERFORD LAKES SUBDIVISION PHASE III |
| Legal Phase | 3 |
| Legal Lot Number | 247 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50602 |
The current owner of 1122 W 13th Sq bought it in May 2007.
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1122 W 13TH SQ, VERO BEACH, FL 32960-2118 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Mar 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALBERT RIVERO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2007 · Amount on File |
| Deed Sale | May 29, 2007 · Amount on File |
| Prior Sale | Jan 13, 2005 · Amount on File |
| Deed Document Number | 1846667 |
| Deed Book / Page | 2169 / 0998 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1122 W 13TH SQ, VERO BEACH, FL 32960-2118 |
| Document Number | 0031030989 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1122 W 13TH SQ VERO BEACH FL 329602118, VERO BEACH, FL 32960-2118 |
| Document Number | 0031030989 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 003103/000989 |
| Instrument | 18463 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 876 Months |
| Due | Mar 27, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1122 W 13TH SQ, VERO BEACH, FL 32960-2118 |
| Document Number | 0031030972 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1122 W 13TH SQ VERO BEACH FL 329602118, VERO BEACH, FL 32960-2118 |
| Document Number | 0031030972 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 003103/000972 |
| Instrument | 18462 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 876 Months |
| Due | Mar 27, 2091 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1122 W 13TH SQ, VERO BEACH, FL 32960-2118 |
| Document Number | 0030062395 |
| Book / Page | 003006 / 002395 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1122 W 13TH SQ VERO BEACH FL 329602118, VERO BEACH, FL 32960-2118 |
| Document Number | 0030062395 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 003006/002395 |
| Instrument | 12928 |
| Name | ALBERT RIVERO |
|---|---|
| Address | 2230 SW 134TH CT, MIAMI, FL 33175-1131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 9, 2020 |
The 2025 property tax bill for 1122 W 13th Sq was $1,652.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 | $128,818 | $318,368 Land $34,000 Building $284,368 |
| 2023 | $1,316.00 (+3.46%) | $121,540 (+3%) | $321,527 (+15.29%) Land $34,000 Building $287,527 |
| 2022 | $1,272.00 | $118,000 | $278,880 Land $21,250 Building $257,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1122 W 13th Sq in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 3 (2007–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 W 13th Sq is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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