1122 W 11th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1122 W 11th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,216 sqft · built 1952
Lot Size	0.239 acres (10,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Jan 2021)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-485-003`

Property Details

APN / Parcel Number

Primary APN	`8914-11-485-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Finished Basement	375 sqft
Unfinished Basement	1,216 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,430 sqft (0.239 acres)
Lot Dimensions	149 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1122 W 11TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHRISTIANSENS ADDITION LOT 6
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	CHRISTIANSENS ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5022
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION
Mar 5, 2018	Deed of Trust, Mortgage FARMERS STATE BANK
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Jun 12, 2006	Deed of Trust, Mortgage · Line of Credit SHELTER FINANCIAL BANK
Jun 22, 2007	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 13, 2009	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
May 25, 2005	Deed of Trust, Mortgage · Line of Credit JOHN DEERE COMMUNITY CU
Dec 1, 2023	Intrafamily Transfer, Transfer
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Nov 17, 2005	Joint Tenancy Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	202113929
Prior Transfer Date	Nov 14, 2005
Prior Transfer Doc	0200612966
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 20, 2026
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Document Number	0000005458
Instrument Date	Apr 10, 2026
Instrument	20265458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414

Mortgage

Document Number	0000005458,
Date	Apr 20, 2026
Instrument	20265458

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.11%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014374
Date	Mar 5, 2018
Instrument	201800014374

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005714
Date	Sep 27, 2019
Instrument	202000005714

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022209
Date	Jun 17, 2020
Instrument	202000022209

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414

Mortgage

Document Number	202300017356
Date	Jun 26, 2023
Instrument	202300017356

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 10, 2033

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006029564
Date	Jun 12, 2006
Instrument	2006029564

Lender

Name	SHELTER FINANCIAL BANK
Address	COLUMBIA, MO 65218

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 5, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007027345
Date	Jun 22, 2007
Instrument	2007027345

Lender

Name	REGIONS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009019129
Date	Apr 13, 2009
Instrument	2009019129

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005027336
Date	May 25, 2005
Instrument	2005027336

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 1, 2023
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Document Number	202400007188
Instrument Date	Nov 30, 2023
Instrument	202400007188
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 4, 2021
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Document Number	202100013929
Instrument Date	Jan 4, 2020
Instrument	202100013929
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414

Mortgage

Document Number	202100013930
Date	Jan 4, 2021
Instrument	202100013930

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 17, 2005
Property Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Document Number	0200612966
Instrument Date	Nov 14, 2005
Instrument	200612966
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1122 W 11TH ST, CEDAR FALLS, IA 50613-2414
Investor	Possibly a Property Investor

Mortgage

Document Number	0200612967
Date	Nov 17, 2005
Instrument	200612967

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2015
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

Mortgage

Document Number	0200612968
Date	Nov 17, 2005
Instrument	200612968

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,160.00 (+4.91%) Homeowner's exemption	$221,470 (+12.21%) Land $49,980 Building $171,490	$221,470 (+12.21%) Land $49,980 Building $171,490
2024	$3,012.00 (+7.57%)
2023		$197,370 (+22.94%) Land $32,130 Building $165,240	$197,370 (+22.94%) Land $32,130 Building $165,240
2022	$2,800.00 Homeowner's exemption	$160,540 Land $32,130 Building $128,410
2021			$160,540 Land $32,130 Building $128,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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