1122 Swale Ridge Loop, Creswell, OR 97426 Property Records

Lane County property record for 1122 Swale Ridge Loop, Creswell, OR 97426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2012
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$487,450 (Dec 2025)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-10-43-04900-000`

Property Details

APN / Parcel Number

Primary APN	`19-03-10-43-04900-000`
Alternative APNs	`1903104304900` `1814209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	958 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1814209
Street Address	1122 SWALE RIDGE LOOP
City	CRESWELL
State	OR
Zip	97426-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUBDIVISION PLAT SWALE RIDGE SUBDIVISION PHASE II LOT 45 TL 04900
Legal Range	03
Legal Township	19
Legal Section	10
Legal Subdivision	SWALE RIDGE SUBDIVISION PHASE II
Legal Lot Number	45
Jurisdiction	LANE OR
Township / Civil Division	CRESWELL
Census Block Group	2
Census Block	2012
Census Tract	1101

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Apr 11, 2013 · Amount on Record
Deed Document Number	202538342
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	0000012367
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 2, 2025
Property Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Document Number	0000038342
Map Reference	DOC 2007-060967
Instrument Date	Nov 24, 2025
Instrument	2025-038342
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501

Mortgage

Document Number	0000038343
Date	Dec 2, 2025
Instrument	2025-038343

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	LEX-FIDELITY NATL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013718
Date	Mar 21, 2017
Instrument	2017-013718

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060066
Date	Dec 31, 2019
Instrument	2019-060066

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 17, 2022
Property Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501
Document Number	0000012367
Map Reference	DOC 2007-060967
Instrument Date	Mar 14, 2022
Instrument	2022-012367
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1122 SWALE RIDGE LOOP, CRESWELL, OR 97426-4501

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Creswell City
Unified School District	Creswell School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+19.39%)	$263,425 (+6.09%)	$483,984 (+3.53%) Land $85,968 Building $398,016
2023	$3,621.00 (+3.96%)	$248,304 (+3%)	$467,480 (+2.14%) Land $93,035 Building $374,445
2022	$3,483.00	$241,072	$457,682 Land $83,127 Building $374,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRESWELL serves 5,585 people · EPA ID OR4100246
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN, Hunter Communications.

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