1122 Summit Way, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1122 Summit Way, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1998
Lot Size	0.185 acres (8,043 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,156 (2026)
Deeds & Mortgages	Feb 2024 Transfer Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.03408.00`

Property Details

APN / Parcel Number

Primary APN	`19.03408.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	8,043 sqft (0.185 acres)
Garage Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1122 SUMMIT WAY
City	SAUK RAPIDS
State	MN
Zip	56379-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 4 LOT-025 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES
Legal Block	1
Legal Lot Number	25
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1003
Census Tract	21104

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 SUMMIT WAY, SAUK RAPIDS, MN 56379-2567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit GREAT RIVER FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000470620
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Feb 27, 2024
Property Address	1122 SUMMIT WAY, SAUK RAPIDS, MN 56379-2567
Document Number	0000470620
Instrument Date	Feb 21, 2024
Instrument	470620
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1122 SUMMIT WAY, SAUK RAPIDS, MN 56379-2567

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1122 SUMMIT WAY, SAUK RAPIDS, MN 56379-2567
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	454852
Date	Aug 25, 2021
Instrument	454852

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1122 SUMMIT WAY, SAUK RAPIDS, MN 56379-2567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HEARTLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443771
Date	Jun 24, 2020
Instrument	443771

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,156.00 (+14.93%) Homeowner's exemption	$265,900 (+3.87%) Land $31,600 Building $234,300	$265,900 (+3.87%) Land $31,600 Building $234,300
2025	$2,746.00 (+6.93%) Homeowner's exemption	$256,000 (+8.52%) Land $28,800 Building $227,200	$256,000 (+8.52%) Land $28,800 Building $227,200
2023	$2,568.00	$235,900 Land $28,800 Building $207,100	$235,900 Land $28,800 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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