Avery County property record for 1122 Summit Park Dr, Sugar Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,624 sqft · built 1993 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,600,000 (Jan 2026) |
| Tax Bill | $4,536 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1847-01-08-3140-00000 |
| Primary APN | 1847-01-08-3140-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,624 sqft Living Area |
| Gross Area | 6,664 sqft |
| 1st Floor Area | 3,624 sqft |
| Basement Area | 2,390 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 222,592 sqft (5.11 acres) |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,930 sqft |
| Patio Area | 1,930 sqft |
| Canopy | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 74929 |
|---|---|
| Street Address | 1122 SUMMIT PARK DR |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | ERDC SUMMIT PARK LOT 16 0019 0090 |
| Legal Subdivision | ERDC SUMMIT PARK |
| Legal Lot Number | 16 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | CRANBERRY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 930301 |
1122 Summit Park Dr is owned by a company that bought it in January 2026.
Source: Avery County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 114 E MULBERRY ST, COLLIERVILLE, TN 38017-2675 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jan 22, 2026 | Warranty Deed, Transfer · Commercial Mortgage DANNY HARRISSR |
| Feb 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIDELITY BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Deed Document Number | 2026346 |
| Deed Book / Page | 617 / 147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 1122 SUMMIT PARK DR, SUGAR MTN, NC 28604 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002279 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 559/644 |
| Instrument | 2021002279 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jan 22, 2026 |
| Property Address | 1122 SUMMIT PARK DR, SUGAR MTN, NC 28604 |
| Document Number | 0000000346 |
| Book / Page | 617 / 147 |
| Map Reference | MB 19 PG 90 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026000346 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5091 HAMPTON LAKE DR, MARIETTA, GA 30068-4314 |
| Name | Verified Name |
|---|---|
| Address | 114 E MULBERRY ST, COLLIERVILLE, TN 38017-2675 |
| Document Number | 0000617151 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 617/151 |
| Name | DANNY HARRISSR |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Feb 12, 2021 |
| Property Address | 1122 SUMMIT PARK DR, SUGAR MTN, NC 28604 |
| Document Number | 0000000878 |
| Book / Page | 556 / 1151 |
| Map Reference | MB 19 PG 90 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021000878 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1570 MISTY RIVER RUN, ROSWELL, GA 30076-4473 |
| Name | Verified Name |
|---|---|
| Address | 5091 HAMPTON LAKE DR, MARIETTA, GA 30068-4314 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 1122 SUMMIT PARK DR, SUGAR MOUNTAIN, NC 28604 |
| Document Number | 0005250463 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1122 SUMMIT PARK DR BANNER ELK NC 28604, BANNER ELK, NC 28604 |
| Document Number | 0005250463 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 000525/000463 |
| Instrument | 5337 |
| Name | FIDELITY BK MTG |
|---|---|
| Type | Bank |
| Address | ATLANTA, CA 30329 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
The 2025 property tax bill for 1122 Summit Park Dr was $4,536.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,536.00 | $1,134,000 Land $450,000 Building $684,000 | $1,134,000 Land $450,000 Building $684,000 |
| 2023 | $4,536.00 | $1,134,000 (-) Land $450,000 Building $684,000 | $1,134,000 (-) Land $450,000 Building $684,000 |
| 2022 | $4,536.00 | $1,134,000 Land $450,000 Building $684,000 | $1,134,000 Land $450,000 Building $684,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1122 Summit Park Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 Summit Park Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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