1122 Stone Mountain Rd, Vilas, NC 28692 Property Records

Watauga County property record for 1122 Stone Mountain Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,934 sqft · built 2012
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Individual Names on File
Last Sale	$7,500 (Feb 2019)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1954-77-4313-000`

Property Details

APN / Parcel Number

Primary APN	`1954-77-4313-000`
Alternative APN	`1791638`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
1st Floor Area	1,726 sqft
Basement Area	1,186 sqft
Finished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	292,288 sqft (6.71 acres)
Garage Type	Basement
Garage Area	1,000 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	1,084 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1791638
Street Address	1122 STONE MOUNTAIN RD
City	VILAS
State	NC
Zip	28692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DAVID & JILL NICKLAW
Jurisdiction	WATAUGA NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2006
Census Tract	920200

Owner

1122 Stone Mountain Rd is owned by two individuals who acquired it in February 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	141 LYNN COVE LN, MOORESVILLE, NC 28117-9625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 30, 2020	Quit Claim Deed, Transfer SEBONIC FIN'L
Feb 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on File
Deed Sale	Feb 27, 2019 · Amount on File
Prior Sale	Jan 6, 2009 · Amount on File
Deed Document Number	2019676692
Deed Book / Page	2015 / 424
Last Transfer Date	Feb 18, 2020
Transfer Doc	0020770153
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1122 STONE MOUNTAIN RD, VILAS, NC 28692
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020630033
Date	Dec 2, 2019
Book Page	2063/0033
Instrument	685124

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 30, 2020
Property Address	1122 STONE MOUNTAIN RD, VILAS, NC 28692
Document Number	0021540865
Book / Page	002154 / 000865
Instrument Date	Dec 29, 2020
Instrument	700355
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 STONE MOUNTAIN RD VILAS NC 28692, VILAS, NC 28692

Mortgage

Document Number	21540869
Date	Dec 30, 2020
Book Page	002154/000869
Instrument	700356

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 29, 2040

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 24, 2020
Property Address	1122 STONE MOUNTAIN RD, VILAS, NC 28692
Document Number	0020770153
Book / Page	002077 / 000153
Instrument Date	Feb 18, 2020
Instrument	687692
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 LYNN COVE LN MOORESVILLE NC 281179625, MOORESVILLE, NC 28117-9625

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 27, 2019
Property Address	1122 STONE MOUNTAIN RD, VILAS, NC 28692
Document Number	0020150424
Book / Page	2015 / 0424
Map Reference	MB 684 PG 729
Instrument Date	Feb 26, 2019
Instrument	676692
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	INTEGRATED TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	676693
Date	Feb 27, 2019
Instrument	676693

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Stone Mountain Rd was $2,377, up 0.5% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,900 (-) Land $41,400 Building $573,500
2025	$2,377.00 (+0.46%)	$614,900 Land $41,400 Building $573,500
2024	$2,366.00		$614,900 Land $41,400 Building $573,500
2023		$614,900 Land $41,400 Building $573,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Stone Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Stone Mountain Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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