1122 Stephen Dr, Middle River, MD 21220 Property Records

Baltimore County property record for 1122 Stephen Dr, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1947
Lot Size	0.234 acres (10,184 sqft)
Owner	Individual Name on Record
Tax Bill	$3,460 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Mortgage + 2 more
APN	`15-1511770510`

Property Details

APN / Parcel Number

Primary APN	`15-1511770510`
Alternative APN	`1511770510`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	750 sqft
Basement Area	375 sqft
Finished Basement	375 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,184 sqft (0.234 acres)
Lot Dimensions	124 ft deep x 50.4 ft wide

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	132 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1511770510
Street Address	1122 STEPHEN DR
City	MIDDLE RIVER
State	MD
Zip	21220-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DALLMAN TERRACE
Legal Subdivision	DALLMAN TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2024
Census Tract	451200

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 STEPHEN DR, BALTIMORE, MD 21220-4633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Oct 12, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 4, 2017	Grant Deed, Transfer ENDEAVOR TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2002
Deed Sale	Mar 28, 2002
Prior Sale	Apr 20, 1999
Deed Document Number	2002290
Deed Book / Page	16257 / 746
Last Transfer Date	Jul 28, 2017
Transfer Doc	0394750324
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1122 STEPHEN DR, BALTIMORE, MD 21220-4633
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 STEPHEN DR, MIDDLE RIVER, MD 21220-4633

Mortgage

Document Number	0483850250
Date	Sep 15, 2023
Book Page	48385/250

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1122 STEPHEN DR, BALTIMORE, MD 21220-4633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436310087
Date	Nov 16, 2020
Book Page	43631/87

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	1122 STEPHEN DR, BALTIMORE, MD 21220-4633
Document Number	0409210070
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 STEPHEN DR BALTIMORE MD 212204633, BALTIMORE, MD 21220-4633

Mortgage

Document Number	0409210070
Date	Nov 30, 2018
Book Page	040921/000070

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate	2.87%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 4, 2017
Property Address	1122 STEPHEN DR, BALTIMORE, MD 21220-4633
Document Number	0394750324
Book / Page	039475 / 000324
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ENDEAVOR TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1122 STEPHEN DR

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,367 (+20.51%)	$226,100 (+30.77%) Land $59,000 Building $167,100
2024	$3,460.00 (+106.81%)
2023	$1,673.00	$172,900 Land $55,000 Building $117,900	$172,900 Land $55,000 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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