Charlotte County property record for 1122 Rum Cay Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,801 sqft · built 2001 |
| Lot Size | 0.327 acres (14,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Jan 1998) |
| Tax Bill | $8,818 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-12-404-001 |
| Primary APN | 41-22-12-404-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,801 sqft Living Area |
| Gross Area | 4,717 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Ceramic Tile |
| Lot Area | 14,266 sqft (0.327 acres) |
| Garage Type | Finished |
| Garage Area | 1,489 sqft |
| Driveway | Driveway |
| Driveway Area | 1,894 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 427 sqft |
| Loading Dock | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004691575 |
|---|---|
| Old Parcel Number | 00950260000000 |
| Street Address | 1122 RUM CAY CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 011 0094 0004 PUNTA GORDA ISLES SEC11 BLK94 LT 4 307/247 492/262 584/352-53 918/1175 1586/389 DC3350570-APS |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 94 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10402 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 RUM CAY CT, PUNTA GORDA, FL 33950-5829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 1998 · Amount on Record |
| Deed Sale | Jan 28, 1998 · Amount on Record |
| Deed Document Number | 0158600389 |
| Deed Book / Page | 01586 / 00389 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,818.00 (-8.89%) Homeowner's exemption Widower's exemption | $576,614 (+5.99%) | $919,425 (+1.46%) Land $334,000 Building $585,425 |
| 2023 | $9,678.00 (+15.78%) Homeowner's exemption | $544,042 (+3%) | $906,166 (+8.48%) Land $334,000 Building $572,166 |
| 2022 | $8,359.00 Homeowner's exemption | $528,196 | $835,327 Land $236,300 Building $599,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 490 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 789 units insured incl. 299 condo units |
| Nearby Flood Claims | 103 (1986–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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