1122 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1122 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1915
Lot Size	0.207 acres (9,028 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Jun 2021)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0042`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0042`
Alternative APNs	`8594592` `8613257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	762 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	9,028 sqft (0.207 acres)
Lot Dimensions	122 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8613257
Street Address	1122 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOTS 14 AND LOT 15 BLK 4
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	4
Legal Lot Number	14,15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	31100

Owner

1122 Rose Ave E is owned and occupied by two individuals who bought it in June 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 ROSE AVE E, SAINT PAUL, MN 55106-2720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer TCHFH LENDING INC
May 13, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	20212703800
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0T02638666
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 23, 2021
Property Address	1122 ROSE AVE E, SAINT PAUL, MN 55106-2720
Document Number	0T02703800
Instrument Date	Jun 22, 2021
Instrument	T02703800
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1122 ROSE AVE E, SAINT PAUL, MN 55106-2720

Mortgage

Document Number	0T02703801
Date	Jun 23, 2021
Instrument	T02703801

Lender

Name	TCHFH LENDING INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0T02703802
Date	Jun 23, 2021
Instrument	T02703802

Lender

Name	COMMUNITY NEIGHBORHOOD HOUSING SVCS
Type	Government Agency
Address	BADEN, PA 15005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 13, 2019
Property Address	1122 ROSE AVE E, SAINT PAUL, MN 55106-2720
Document Number	0002638666
Instrument Date	Apr 25, 2019
Instrument	2638666
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 ROSE AVE E ST PAUL MN 551062720, ST PAUL, MN 55106-2720

Mortgage

Document Number	2638667
Date	May 13, 2019
Instrument	2638667

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Rose Ave E was $3,678 with a homeowner's exemption, up 8.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,800 (-3.75%) Land $25,000 Building $218,800	$243,800 (-3.75%) Land $25,000 Building $218,800
2025	$3,678.00 (+8.24%) Homeowner's exemption	$253,300 Land $25,000 Building $228,300	$253,300 Land $25,000 Building $228,300
2024	$3,398.00 (-12.01%)
2023	$3,862.00 Homeowner's exemption	$229,500 Land $20,000 Building $209,500	$229,500 Land $20,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1122 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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