Okaloosa County property record for 1122 Quail Cir, Destin, FL 32541 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,223 sqft · built 1984 |
| Lot Size | 0.231 acres (10,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Aug 2020) |
| Tax Bill | $4,411 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-5095-5 |
| Primary APN | C56-000-590-5095-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 3,039 sqft |
| 1st Floor Area | 2,223 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,078 sqft (0.231 acres) |
| Lot Width | 89 ft Width |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1122 QUAIL CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUIET WOOD S/D LOT 12 |
| Legal Subdivision | QUIET WOOD S/D |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 23305 |
Source: Okaloosa County records · APN C56-000-590-5095-5
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 QUAIL CIR, DESTIN, FL 32541-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Aug 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2020 · Amount on Record |
| Deed Sale | Aug 03, 2020 · Amount on Record |
| Deed Document Number | 20203378565 |
| Deed Book / Page | 3480 / 1563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 1122 QUAIL CIR, DESTIN, FL 32541-2906 |
| Document Number | 0003824893 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 20263824893 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1122 QUAIL CIR, DESTIN, FL 32541-2906 |
| Document Number | 0003824893, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20263824893 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 03, 2020 |
| Property Address | 1122 QUAIL CIR, DESTIN, FL 32541-2906 |
| Document Number | 0034801563 |
| Book / Page | 3480 / 1563 |
| Map Reference | MB 5 PG 149 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 3378565 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1444 REYNOLDS LN, 1444, WESTVILLE, FL 32464-3215 |
| Name | Verified Name |
|---|---|
| Address | 1122 QUAIL CIR, DESTIN, FL 32541-2906 |
| Document Number | 0034801564 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 3480/1564 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,411.00 (+8.91%) | $372,484 (+3.29%) Land $92,591 Building $279,893 | $372,484 (+3.29%) Land $92,591 Building $279,893 |
| 2023 | $4,050.00 (+7.57%) | $360,621 (+7.11%) Land $84,013 Building $276,608 | $360,621 (+7.11%) Land $84,013 Building $276,608 |
| 2022 | $3,765.00 | $336,689 Land $76,375 Building $260,314 | $336,689 Land $76,375 Building $260,314 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 100 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T, LiveOak Fiber, Cox Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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