1122 Paraclete Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1122 Paraclete Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1987
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jan 2023)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402308234007`

Property Details

APN / Parcel Number

Primary APN	`402308234007`
Alternative APNs	`00952623193308` `10004611662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	338 sqft
Porch	Enclosed/Screened Porch
Porch Area	200 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00952623193308
Street Address	1122 PARACLETE RD
City	PUNTA GORDA
State	FL
Zip	33983-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK667 LT 3 713/815 878/1583 1200/1349 DC1441/223 DC1441/224 PR96-33 1455/768 1697/1604 2939/1134 TXD3676/1425 3696/187 3776/593 3821/985 3206263
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	667
Legal Lot Number	3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20101

Owner

1122 Paraclete Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Charlotte County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Jan 20, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	20233206263
Prior Transfer Date	Sep 8, 2010
Prior Transfer Doc	0037760593
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15833 NORWOOD LN, PINE CITY, MN 55063-4922

Mortgage

Document Number	0003241852
Date	Mar 29, 2023
Instrument	3241852

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	SAINT PAUL, MN 55126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 20, 2023
Property Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118
Document Number	0003206263
Map Reference	MB 12 PG 2A-2Z41
Instrument Date	Jan 19, 2023
Instrument	3206263
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1122 PARACLETE RD, PUNTA GORDA, FL 33983-6118
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045940484
Date	Jun 30, 2020
Book Page	4594/484
Instrument	2825357

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Paraclete Rd was $5,449, up 11.2% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,449.00 (+11.25%)	$299,935 Land $38,250 Building $261,685	$299,935 Land $38,250 Building $261,685
2024	$4,898.00 (+128.34%)
2023	$2,145.00 (+12.01%) Homeowner's exemption Disabled Person's exemption	$125,776 (+8.23%)	$246,756 (+13.75%) Land $38,000 Building $208,756
2022	$1,915.00 Homeowner's exemption Disabled Person's exemption	$116,207	$216,922 Land $27,200 Building $189,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1122 Paraclete Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Paraclete Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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