1122 Oconee Ave, Rock Hill, SC 29732 Property Records

York County property record for 1122 Oconee Ave, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1947
Lot Size	0.276 acres (12,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2025)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`631-03-01-003`

Property Details

APN / Parcel Number

Primary APN	`631-03-01-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,003 sqft
1st Floor Area	925 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	12,003 sqft (0.276 acres)
Porch	Slab
Porch Area	78 sqft
Storage Building	600 sqft

Location & Zoning

Street Address	1122 OCONEE AVE
City	ROCK HILL
State	SC
Zip	29732-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Description	1122 OCONEE AVE LOT 3 BLK 5
Legal Subdivision	CATAWBA TERRACE
Legal Block	5
Legal Lot Number	3
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1004
Census Tract	60803

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
May 13, 2024	Deed of Trust, Mortgage · Line of Credit NATIONAL LOAN FUNDING LLC
Sep 5, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2023	Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL LLC
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit ARROWPOINTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	202530062
Deed Book / Page	22121 / 239
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447

Mortgage

Document Number	2038800324
Date	Sep 7, 2022
Book Page	20388/324
Instrument	2022039170

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 5, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	11.7%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9435 PECKHAM RYE RD, MINT HILL, NC 28227-0415
Investor	Possibly a Property Investor

Mortgage

Document Number	2129700188
Date	May 13, 2024
Book Page	21297/188
Instrument	2024014516

Lender

Name	NATIONAL LOAN FUNDING LLC
Address	1201 E CESAR CHAVEZ ST, AUSTIN, TX 78702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 5, 2025
Property Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Document Number	2212100239
Book / Page	22121 / 239
Map Reference	MB 4 PG 281
Instrument Date	Sep 5, 2025
Instrument	2025030062
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447

Mortgage

Document Number	2025030063
Date	Sep 5, 2025
Instrument	2025030063

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 27, 2023
Property Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Document Number	2101300289
Book / Page	21013 / 289
Map Reference	MB 4 PG 281
Instrument Date	Oct 26, 2023
Instrument	2023033819
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9435 PECKHAM RYE RD, MINT HILL, NC 28227-0415
Investor	Possibly a Property Investor

Mortgage

Document Number	2023033820
Date	Oct 27, 2023
Instrument	2023033820

Lender

Name	EASY STREET CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2024

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1122 OCONEE AVE, ROCK HILL, SC 29732-2447
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1851900362
Date	Aug 21, 2020
Book Page	18519/362
Instrument	2020038523

Lender

Name	ARROWPOINTE FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (+3,662.5%)	$10,502 (+312.33%) Land $1,352 Building $9,150	$233,100 (+266.04%) Land $30,000 Building $203,100
2023	$120.00 Additional exemption filed	$2,547 Land $560 Building $1,987	$63,681 Land $14,000 Building $49,681

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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