1122 Ocean Pkwy, Berlin, MD 21811 Property Records

Worcester County property record for 1122 Ocean Pkwy, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1983
Lot Size	0.185 acres (8,061 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2021)
Tax Bill	$2,605 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-106047`

Property Details

APN / Parcel Number

Primary APN	`03-106047`
Alternative APN	`106047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,061 sqft (0.185 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	106047
Street Address	1122 OCEAN PKWY
City	BERLIN
State	MD
Zip	21811-1673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-10-397 8061 SQ FT OCEAN PKWAY PL OCEAN PINES SEC 10
Legal Subdivision	OCEAN PINES SEC 10
Legal Lot Number	397
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2001
Census Tract	951101

Owner

1122 Ocean Pkwy is owned and occupied by two individuals who bought it in April 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 OCEAN PKWY, BERLIN, MD 21811-1673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLCQ
Apr 5, 2021	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Dec 21, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Book / Page	7998 / 8
Transfer Doc	0035650597
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	1122 OCEAN PKWY, OCEAN PINES, MD 21811-1673
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 OCEAN PKWY, BERLIN, MD 21811-1673

Mortgage

Document Number	0084640441
Date	Sep 28, 2022
Book Page	8464/441

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLCQ
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 5, 2021
Property Address	1122 OCEAN PKWY, OCEAN PINES, MD 21811-1673
Document Number	0079980008
Book / Page	7998 / 8
Map Reference	MB FWH14 FO 45
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1122 OCEAN PKWY, BERLIN, MD 21811-1673

Mortgage

Document Number	0000799816
Date	Apr 5, 2021
Instrument	7998/16

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 21, 2017
Property Address	1122 OCEAN PKWY, BERLIN, MD 21811-1673
Document Number	0071370502
Book / Page	7137 / 502
Map Reference	LB SVH4830 FO7480
Instrument Date	Dec 15, 2017
Instrument	7137-502
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OCEAN INVESTMENT TITLE CORPO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BERLIN, MD 21811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 OCEAN PKWY, BERLIN, MD 21811-1673

Mortgage

Document Number	7137509
Date	Dec 21, 2017
Instrument	7137-509

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1122 Ocean Pkwy was $2,605, up 8.7% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,605.00 (+8.68%)	$282,300 (+8.7%)	$304,900 (-) Land $83,200 Building $221,700
2025	$2,397.00	$259,700	$304,900 Land $83,200 Building $221,700
2023	$2,074.00	$216,800	$237,100 Land $79,600 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Ocean Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Ocean Pkwy is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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