1122 N Main St, Naperville, IL 60563 Property Records

DuPage County property record for 1122 N Main St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,768 sqft · built 2015
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$797,500 (Oct 2015)
Tax Bill	$21,907 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-12-414-005`

Property Details

APN / Parcel Number

Primary APN	`07-12-414-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,768 sqft Living Area
Gross Area	5,482 sqft
1st Floor Area	1,714 sqft
2nd Floor Area	2,054 sqft
Basement Area	1,714 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	13.2 ft deep x 5 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1122 N MAIN ST
City	NAPERVILLE
State	IL
Zip	60563-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NAPERVILLE HEIGHTS
Legal Subdivision	NAPERVILLE HEIGHTS
Legal Lot Number	55
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1015
Census Tract	846404

Owner

1122 N Main St is owned and occupied by two individuals who bought it in October 2015.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 N MAIN ST, NAPERVILLE, IL 60563-2636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2015 · Amount on File
Deed Sale	Oct 22, 2015 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	2015117194
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1122 N MAIN ST, NAPERVILLE, IL 60563-2636
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152085
Date	Dec 10, 2020
Instrument	R2020-152085

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1122 N MAIN ST, NAPERVILLE, IL 60563-2636
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019721
Date	Mar 7, 2018
Instrument	R2018-019721

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1122 N MAIN ST, NAPERVILLE, IL 60563-2636
Document Number	0000019720
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 N MAIN ST NAPERVILLE IL 605632636, NAPERVILLE, IL 60563-2636

Mortgage

Document Number	0000019720
Date	Mar 7, 2018
Instrument	19720

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1122 N Main St was $21,907 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,907.00	$383,731 Land $88,915 Building $294,816	$1,151,193 Land $266,745 Building $884,448
2022	$19,863.00 Homeowner's exemption	$313,420 Land $72,060 Building $241,360	$940,260 Land $216,180 Building $724,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1122 N Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1122 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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