1122 Mobile St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1122 Mobile St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 800 sqft · built 1926
Lot Size0.247 acres (10,750 sqft)
OwnerIndividual Name on File
Tax Bill$1,304 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-24-279-006

Property Details

APN / Parcel Number

Primary APN8913-24-279-006
Alternative APN
  • 8913-24-279-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Finished Basement300 sqft
Unfinished Basement800 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,750 sqft (0.247 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1122 MOBILE ST
CityWATERLOO
StateIA
Zip50703-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE HILL FIRST ADDITION LOT 11 BLK 12 AND W 1/2 LOT 12 BLK 12
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionROSE HILL FIRST ADDITION
Legal Block12
Legal Lot Number11,12
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1055
Census Tract1800

Owner

1122 Mobile St is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1122 MOBILE ST, WATERLOO, IA 50703-3238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1122 MOBILE ST, WATERLOO, IA 50703-3238
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100015356
DateJan 21, 2021
Instrument202100015356
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueDec 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Mobile St was $1,304 with a homeowner's exemption, up 22.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,304.00 (+22.33%) Homeowner's exemption$74,800 Land $13,760 Building $61,040$74,800 Land $13,760 Building $61,040
2024$1,066.00
2023$59,370 Land $13,760 Building $45,610$59,370 Land $13,760 Building $45,610
2022$882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Mobile St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Mobile St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Mobile St

Nearby Streets

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