1122 Kimball Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1122 Kimball Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1940
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Nov 2018)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-235-032`

Property Details

APN / Parcel Number

Primary APN	`8913-34-235-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,799 sqft Living Area
1st Floor Area	782 sqft
Basement Area	782 sqft
Unfinished Basement	782 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft
Patio Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1122 KIMBALL AVE
City	WATERLOO
State	IA
Zip	50702-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PLACE S 20 FT E 80 FT LOT 21 E 80 FT LOT 22
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT PLACE
Legal Lot Number	21,22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4004
Census Tract	1400

Owner

1122 Kimball Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEERE EMPLOYEES CU
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEERE EMPLOYEES CU
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Deed Document Number	2018201900008031
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300015341
Date	May 16, 2023
Instrument	202300015341

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300005134
Date	Sep 23, 2022
Instrument	202300005134

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 21, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712

Mortgage

Document Number	202100015488
Date	Jan 22, 2021
Instrument	202100015488

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Dec 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008749
Date	Nov 17, 2017
Instrument	2018-00008749

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 20, 2018
Property Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712
Document Number	201900008031
Instrument Date	Nov 16, 2018
Instrument	201900008031
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 KIMBALL AVE, WATERLOO, IA 50702-3712

Mortgage

Document Number	201900008032
Date	Nov 20, 2018
Instrument	201900008032

Lender

Name	GERSHMAN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Kimball Ave was $4,046 with a homeowner's exemption, up 18.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00 (+18.3%) Homeowner's exemption	$209,140 Land $24,320 Building $184,820	$209,140 Land $24,320 Building $184,820
2024	$3,420.00
2023		$167,900 (+13.71%) Land $24,320 Building $143,580	$167,900 Land $24,320 Building $143,580
2022	$3,420.00 Homeowner's exemption	$147,660 Land $24,320 Building $123,340
2021			$147,660 Land $24,320 Building $123,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 Kimball Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1122 Kimball Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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