1122 Irvine Dr, Forest, VA 24551 Property Records

Bedford County property record for 1122 Irvine Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,946 sqft · built 2005
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Sep 2023)
Tax Bill	$3,075 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135 28 75`

Property Details

APN / Parcel Number

Primary APN	`135 28 75`
Alternative APNs	`13500056` `472939`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,946 sqft Living Area
1st Floor Area	2,214 sqft
Basement Area	2,214 sqft
Unfinished Basement	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1122 IRVINE DR
City	FOREST
State	VA
Zip	24551-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSTONE LT 75 SEC IV
Legal Subdivision	BROOKSTONE
Legal Lot Number	75
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30203

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 IRVINE DR, FOREST, VA 24551-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage THE NATIONAL CAPITAL BANK OF WASHIN
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	20238108
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000003167
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1122 IRVINE DR, FOREST, VA 24551-2941
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, PIKE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 IRVINE DR, FOREST, VA 24551-2941

Mortgage

Document Number	0250008581
Date	Oct 3, 2025
Instrument	250008581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 29, 2023
Property Address	1122 IRVINE DR, FOREST, VA 24551-2941
Document Number	0230008108
Instrument Date	Sep 8, 2023
Instrument	230008108
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	NOT AVAILABLE, SEVEN HILLS SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 IRVINE DR, FOREST, VA 24551-2941

Mortgage

Document Number	0230008109
Date	Sep 29, 2023
Instrument	230008109

Lender

Name	THE NATIONAL CAPITAL BANK OF WASHIN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1122 IRVINE DR, FOREST, VA 24551-2941
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220008339
Date	Jul 22, 2022
Instrument	220008339

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,075.00	$750,200 (+1%) Land $90,000 Building $660,200
2023	$3,075.00 Additional exemption filed	$375,100	$750,200 Land $90,000 Building $660,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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