1122 High St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1122 High St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1999
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2025)
Tax Bill	$2,629 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-199619`

Property Details

APN / Parcel Number

Primary APN	`07-199619`
Alternative APNs	`7199619` `199619`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	199619
Street Address	1122 HIGH ST
City	CAMBRIDGE
State	MD
Zip	21613-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 24-11,000 SQ FT E/S HIGH STREET CAMBRIDGE
Legal Subdivision	BAYLY XING SUB
Legal Lot Number	24
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3022
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Jan 7, 2008 · Amount on Record
Deed Book / Page	1988 / 70
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 26, 2025
Property Address	1122 HIGH ST, CAMBRIDGE, MD 21613-2612
Document Number	0019880070
Book / Page	1988 / 70
Map Reference	CAB MLB46 FO 102-B
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	MOMENTUM TITLE AGENCY LLC, MOMENTUM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 ROCKFORD ST, DELTONA, FL 32725-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	105 MARINERS WAY, CAMBRIDGE, MD 21613-3059

Mortgage

Document Number	0000198880
Date	Dec 26, 2025
Instrument	1988/80

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,629.00 (+17%)	$140,700 (+3.61%)	$150,500 (+10.82%) Land $16,700 Building $133,800
2025	$2,247.00 (+12.69%) Homeowner's exemption	$135,800 (+19.54%) Land $16,700 Building $119,100	$135,800 (-) Land $16,700 Building $119,100
2023	$1,994.00 Homeowner's exemption	$113,600	$135,800 Land $16,700 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures