1122 Higby Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1122 Higby Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,212 sqft · built 1969
Lot Size	0.21 acres (9,144 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2021)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8914-11-227-004`

Property Details

APN / Parcel Number

Primary APN	`8914-11-227-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Finished Basement	875 sqft
Unfinished Basement	1,212 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,144 sqft (0.21 acres)
Lot Dimensions	127 ft deep x 72 ft wide
Deck Area	230 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1122 HIGBY DR
City	CEDAR FALLS
State	IA
Zip	50613-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW PARK ADDITION LOT 15
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	MEADOW PARK ADDITION
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1006
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 HIGBY DR, CEDAR FALLS, IA 50613-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 5, 2021	Legal Action/Court Order, Foreclosure · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	202114086
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 HIGBY DR, CEDAR FALLS, IA 50613-2140
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014087
Date	Jan 5, 2021
Instrument	202100014087

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

January 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 5, 2021
Property Address	1122 HIGBY DR, CEDAR FALLS, IA 50613-2140
Document Number	202100014086
Instrument Date	Dec 10, 2020
Instrument	202100014086
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 HIGBY DR, CEDAR FALLS, IA 50613-2140

Mortgage

Document Number	202100014088
Date	Jan 5, 2021
Instrument	202100014088

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2031

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00 (+11.1%) Homeowner's exemption	$240,270 (+18.42%) Land $29,680 Building $210,590	$240,270 (+18.42%) Land $29,680 Building $210,590
2024	$3,100.00 (+5.37%)
2023		$202,900 (+20.62%) Land $29,680 Building $173,220	$202,900 (+20.62%) Land $29,680 Building $173,220
2022	$2,942.00 Homeowner's exemption	$168,210 Land $29,680 Building $138,530
2021			$168,210 Land $29,680 Building $138,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1979–1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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