1122 Front St, Gays, IL 61928 Property Records

Moultrie County property record for 1122 Front St, Gays, IL 61928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,465 sqft · built 1910
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Jul 2025)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-11-26-217-001`

Property Details

APN / Parcel Number

Primary APN	`11-11-26-217-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	868 sqft
Attic	Attic
Attic Area	266 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1122 FRONT ST
City	GAYS
State	IL
Zip	61928-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 16; , VILLAGE OF GAYS , 7-25-25 322133
Legal Range	06
Legal Township	12
Legal Section	26
Legal Subdivision	GAYS VILLAGE OF
Legal Block	16
Legal Lot Number	6
Jurisdiction	MOULTRIE IL
Township / Civil Division	WHITLEY
Census Block Group	4
Census Block	4079
Census Tract	976900

Owner

1122 Front St is owned and occupied by an individual who bought it in July 2025.

Source: Moultrie County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1122 FRONT ST, GAYS, IL 61928-9755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Apr 21, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2020	Special Warranty Deed, Transfer
Jan 2, 2020	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Jul 26, 2007
Deed Document Number	2025322133
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOULTRIE IL
Property Address	1122 FRONT ST, GAYS, IL 61928-9755
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312273
Date	Jul 13, 2020
Instrument	312273

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOULTRIE IL
Recording Date	Apr 21, 2020
Property Address	1122 FRONT ST, GAYS, IL 61928-9755
Document Number	0000311691
Instrument Date	Apr 17, 2020
Instrument	311691
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N PINE ST, GAYS, IL 61928-9765

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Apr 17, 2020
Property Address	1122 FRONT ST, GAYS, IL 61928-9755
Document Number	0000311669
Instrument Date	Apr 16, 2020
Instrument	311669
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N PINE ST, GAYS, IL 61928-9765

January 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Jan 2, 2020
Property Address	1122 FRONT ST, GAYS, IL 61928-9755
Document Number	0000311083
Instrument Date	Dec 12, 2019
Instrument	311083
Transaction Type	Foreclosure
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Front St was $1,156 with a homeowner's exemption.

Source: Moultrie County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Moultrie County
County Subdivision	Whitley Township
Municipality	Gays Village
Unified School District	Windsor Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00	$21,983 Land $1,451 Building $20,532	$65,949 Land $4,353 Building $61,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1122 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Shawnee Communications.

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