1122 Flat Top Rd, Blowing Rock, NC 28605 Property Records

Watauga County property record for 1122 Flat Top Rd, Blowing Rock, NC 28605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,180 sqft · built 1973
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Oct 2019 Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2819-20-8401-000`

Property Details

APN / Parcel Number

Primary APN	`2819-20-8401-000`
Alternative APN	`1766585`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,180 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	1,476 sqft
Finished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Area	720 sqft
Porch	Porch
Porch Area	512 sqft
Patio Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Coal

Location & Zoning

Account Number	1766585
Street Address	1122 FLAT TOP RD
City	BLOWING ROCK
State	NC
Zip	28605-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC 6 SKI MTN
Legal Subdivision	SKI MTN
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	BLOWING ROCK
Census Block Group	1
Census Block	1019
Census Tract	920800

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9719 BARTLETT RD, MINT HILL, NC 28227-6833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 20, 2017	Warranty Deed, Transfer MERGE ESCROW LLC, ATTORNEY ONLY
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage YADKIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1122 FLAT TOP RD, BLOWING ROCK, NC 28605-9340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020570026
Date	Oct 29, 2019
Book Page	2057/0026
Instrument	684038

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 20, 2017
Property Address	1122 FLAT TOP RD, BLOWING ROCK, NC 28605-9340
Document Number	0019140647
Book / Page	001914 / 000647
Instrument Date	Feb 2, 2017
Instrument	657521
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9719 BARTLETT RD MINT HILL NC 282276833, MINT HILL, NC 28227-6833

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 17, 2017
Property Address	1122 FLAT TOP RD, BLOWING ROCK, NC 28605-9340
Document Number	0019000532
Book / Page	001900 / 000532
Instrument Date	Jan 17, 2017
Instrument	654865
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9719 BARTLETT RD MINT HILL NC 282276833, MINT HILL, NC 28227-6833

Mortgage

Document Number	19000544
Date	Jan 17, 2017
Book Page	001900/000544
Instrument	654867

Lender

Name	YADKIN BK
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$756,700 (-) Land $116,800 Building $639,900
2025	$756,700 (-) Land $116,800 Building $639,900
2024		$756,700 Land $116,800 Building $639,900
2023	$756,700 Land $116,800 Building $639,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	14 (1994–2026)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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