1122 Erwin St, Elkhart, IN 46514 Property Records

Elkhart County property record for 1122 Erwin St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1915
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (May 2021)
Tax Bill	$1,350 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-33-376-013.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-33-376-013.000-027`
Alternative APN	`0233376013027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,467 sqft Living Area
Gross Area	2,743 sqft
1st Floor Area	1,467 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	98 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1122 ERWIN ST
City	ELKHART
State	IN
Zip	46514-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CONNS HYDRAULIC LOT 37
Legal Subdivision	CONNS HYDRAULIC
Legal Block	376
Legal Lot Number	37
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	1
Census Block	1018
Census Tract	1702

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1122 ERWIN ST, ELKHART, IN 46514-3533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 17, 2023	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
May 24, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	202113404
Prior Transfer Date	Apr 29, 2016
Prior Transfer Doc	0000007935
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1122 ERWIN ST, ELKHART, IN 46514-3533
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERWIN ST, ELKHART, IN 46514-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004771
Date	Jul 12, 2022
Instrument	2022-14771

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1122 ERWIN ST, ELKHART, IN 46514-3533
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000869
Date	Jan 17, 2023
Instrument	2023-00869

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 24, 2021
Property Address	1122 ERWIN ST, ELKHART, IN 46514-3533
Document Number	0000003404
Map Reference	MB 73 PG 413
Instrument Date	May 21, 2021
Instrument	2021-13404
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 ERWIN ST, ELKHART, IN 46514-3533

Mortgage

Document Number	0000003405
Date	May 24, 2021
Instrument	2021-13405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,700 (+8.62%) Land $15,500 Building $128,200	$143,700 (+8.62%) Land $15,500 Building $128,200
2024	$1,350.00 (+13.07%)	$132,300 (+6.78%) Land $15,500 Building $116,800	$132,300 (+6.78%) Land $15,500 Building $116,800
2023		$123,900 (+6.17%) Land $15,500 Building $108,400	$123,900 (+6.17%) Land $15,500 Building $108,400
2022	$1,194.00 Homeowner's exemption	$116,700 Land $15,500 Building $101,200	$116,700 Land $15,500 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

Nearby Properties on Erwin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures